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Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA. The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs. A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used. Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.

5 Beds ⋅ 4 Baths ⋅ Dream Lake Poultry Ranches SubDv. ⋅ 32784 Zip Code

Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA. The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs. A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used. Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.

41520 Charm Lake Drive, Umatilla

$295,000

Virtually Staged. OVER HALF AN ACRE, NO HOA & ROOM TO MAKE IT YOUR OWN! If you're looking for space, flexibility, and an opportunity to update a home to your own style, this 3-bedroom, 2.5-bath property just outside Umatilla deserves a closer look. Situated on just over half an acre in an established neighborhood with NO HOA, the home offers a spacious interior, oversized backyard, enclosed lanai, and plenty of possibilities inside and out. Sellers will also consider SHORT-TERM OWNER FINANCING to provide an opportunity for the new owner to update the home. Terms are subject to seller approval. Inside, a welcoming foyer opens to an impressive 18' x 29' GREAT ROOM with wood floors and plenty of space to create multiple living and entertaining areas. Whether you're hosting family and friends or simply want room to spread out, this generously sized gathering space gives you the flexibility to make it work for your lifestyle. An indoor laundry room located just off the great room provides additional space for storage and everyday organization. At the front of the home, the kitchen includes a casual eating area and convenient closet pantry. Continue down the hallway to find a full guest bathroom with a tub/shower combination and two comfortable secondary bedrooms. The primary bedroom is tucked toward the back of the home for added privacy and features its own full bathroom with a tub/shower combination. The possibilities continue outside. Step from the great room into the enclosed lanai overlooking the oversized backyard. With just over half an acre and NO HOA, there's room to imagine the outdoor space you've always wanted—add fruit trees, create a garden, design a play area, or simply enjoy having more room around you. Located just outside Umatilla, the property offers the relaxed atmosphere of small-town living while remaining convenient to local shopping, dining, schools, and everyday necessities. Orlando is approximately 38 miles away, while Daytona Beach is approximately 49 miles away, keeping both Central Florida attractions and the coast within reach. This is an opportunity for a buyer who can see the possibilities—a LARGE LOT, NO HOA, an 18' x 29' GREAT ROOM, enclosed lanai, flexible living space, and the chance to update the home and make it their own. With sellers willing to consider short-term owner financing, there may be even more flexibility for the right buyer. Schedule your private showing and come see the potential for yourself! All information is deemed reliable but is not guaranteed and should be independently verified by buyers. Room measurements are approximate and should be verified by buyers.

3 Beds ⋅ 3 Baths ⋅ N/A SubDv. ⋅ 32784 Zip Code

Virtually Staged. OVER HALF AN ACRE, NO HOA & ROOM TO MAKE IT YOUR OWN! If you're looking for space, flexibility, and an opportunity to update a home to your own style, this 3-bedroom, 2.5-bath property just outside Umatilla deserves a closer look. Situated on just over half an acre in an established neighborhood with NO HOA, the home offers a spacious interior, oversized backyard, enclosed lanai, and plenty of possibilities inside and out. Sellers will also consider SHORT-TERM OWNER FINANCING to provide an opportunity for the new owner to update the home. Terms are subject to seller approval. Inside, a welcoming foyer opens to an impressive 18' x 29' GREAT ROOM with wood floors and plenty of space to create multiple living and entertaining areas. Whether you're hosting family and friends or simply want room to spread out, this generously sized gathering space gives you the flexibility to make it work for your lifestyle. An indoor laundry room located just off the great room provides additional space for storage and everyday organization. At the front of the home, the kitchen includes a casual eating area and convenient closet pantry. Continue down the hallway to find a full guest bathroom with a tub/shower combination and two comfortable secondary bedrooms. The primary bedroom is tucked toward the back of the home for added privacy and features its own full bathroom with a tub/shower combination. The possibilities continue outside. Step from the great room into the enclosed lanai overlooking the oversized backyard. With just over half an acre and NO HOA, there's room to imagine the outdoor space you've always wanted—add fruit trees, create a garden, design a play area, or simply enjoy having more room around you. Located just outside Umatilla, the property offers the relaxed atmosphere of small-town living while remaining convenient to local shopping, dining, schools, and everyday necessities. Orlando is approximately 38 miles away, while Daytona Beach is approximately 49 miles away, keeping both Central Florida attractions and the coast within reach. This is an opportunity for a buyer who can see the possibilities—a LARGE LOT, NO HOA, an 18' x 29' GREAT ROOM, enclosed lanai, flexible living space, and the chance to update the home and make it their own. With sellers willing to consider short-term owner financing, there may be even more flexibility for the right buyer. Schedule your private showing and come see the potential for yourself! All information is deemed reliable but is not guaranteed and should be independently verified by buyers. Room measurements are approximate and should be verified by buyers.

16529 Orange Avenue, Umatilla

$690,900

Pre-Construction. To be built. Welcome to Shoreline Ranch. This is a gated lakefront community. Rendering and floor plan show one possible home design that could be built on this lot. Not existing structure. This proposed lot and well-appointed home package is $690,900. Offering custom home packages by American Family Homes Inc the preferred builder. Build your dream home here and enjoy the breathtaking views year-round. The right lot shapes the way your home looks and feels, from the stunning views out your windows to the natural light that brightens your living space. In front of the gate there will be a sign with the gate code to enter into the community. Contact us today to schedule an appointment.

3 Beds ⋅ 3 Baths ⋅ Shoreline Ranch SubDv. ⋅ 32784 Zip Code

Pre-Construction. To be built. Welcome to Shoreline Ranch. This is a gated lakefront community. Rendering and floor plan show one possible home design that could be built on this lot. Not existing structure. This proposed lot and well-appointed home package is $690,900. Offering custom home packages by American Family Homes Inc the preferred builder. Build your dream home here and enjoy the breathtaking views year-round. The right lot shapes the way your home looks and feels, from the stunning views out your windows to the natural light that brightens your living space. In front of the gate there will be a sign with the gate code to enter into the community. Contact us today to schedule an appointment.

38797 Ranch Gate Boulevard, Umatilla

$319,000

Welcome to 17901 Palm Street, a beautifully updated 2-bedroom, 2.5-bath home offering approximately 1,607 square feet of living space on a spacious 0.33-acre lot. This move-in-ready property has been thoughtfully renovated from top to bottom, combining modern finishes with major system upgrades for peace of mind. Step inside to discover fresh interior paint, brand-new luxury vinyl plank flooring and carpet throughout, updated lighting and hardware, and a bright, welcoming floor plan. The completely remodeled kitchen features custom cabinetry, stunning stone countertops, and stylish finishes that make it the true centerpiece of the home. Recent improvements include: • New exterior and interior paint • New custom kitchen cabinetry • Newly installed custom stone countertops • New luxury vinyl plank flooring and carpet throughout • New lighting and hardware throughout the home • New electrical devices throughout the house • New plumbing fixtures throughout the home • New electrical panel • New water heater • New drainfield Outside, enjoy the Florida lifestyle with your own pool and generous backyard space, perfect for entertaining, relaxing, or creating your dream outdoor oasis. Situated in Umatilla, known as "Nature's Hometown," this home offers convenient access to local lakes, parks, and outdoor recreation while maintaining a peaceful small-town atmosphere. With extensive upgrades already completed, this turnkey home is ready for its next owner to move in and enjoy. Schedule your private showing today!

2 Beds ⋅ 3 Baths ⋅ Silver Beach Heights SubDv. ⋅ 32784 Zip Code

Welcome to 17901 Palm Street, a beautifully updated 2-bedroom, 2.5-bath home offering approximately 1,607 square feet of living space on a spacious 0.33-acre lot. This move-in-ready property has been thoughtfully renovated from top to bottom, combining modern finishes with major system upgrades for peace of mind. Step inside to discover fresh interior paint, brand-new luxury vinyl plank flooring and carpet throughout, updated lighting and hardware, and a bright, welcoming floor plan. The completely remodeled kitchen features custom cabinetry, stunning stone countertops, and stylish finishes that make it the true centerpiece of the home. Recent improvements include: • New exterior and interior paint • New custom kitchen cabinetry • Newly installed custom stone countertops • New luxury vinyl plank flooring and carpet throughout • New lighting and hardware throughout the home • New electrical devices throughout the house • New plumbing fixtures throughout the home • New electrical panel • New water heater • New drainfield Outside, enjoy the Florida lifestyle with your own pool and generous backyard space, perfect for entertaining, relaxing, or creating your dream outdoor oasis. Situated in Umatilla, known as "Nature's Hometown," this home offers convenient access to local lakes, parks, and outdoor recreation while maintaining a peaceful small-town atmosphere. With extensive upgrades already completed, this turnkey home is ready for its next owner to move in and enjoy. Schedule your private showing today!

17901 Palm Street, Umatilla

$975,000

PRIME UMATILLA LAND WITH AGRICULTURAL POTENTIAL! No HOA! Currently Ag Exempt! Explore the possibilities of this exceptional property near Lake Yale. Continue it's qualifying pine/timber agricultural use or pursue your own bona fide agricultural operation and apply for agricultural classification. A RARE opportunity to own prime Umatilla acreage with the potential for favorable agricultural assessment and lower property taxes. This 14-acre agricultural exempt property features approximately 7 acres of pines, a 4-acre home site, and 3.43 acres of wetlands and beautiful sunsets. Possibilities are endless for applying for your own business. Click to experience the home through the Zillow 3D tour and our YouTube video walkthrough. Built in 2005, this 3-bedroom, 2-bath home offers approximately 1,727 square feet with a split floor plan, fireplace, luxury vinyl plank flooring throughout, quartz countertops. Primary suite has custom Poplar and Red Oak shelving, walk-in tile shower, a garden tub, and dual sinks. Home has an attached 2 car garage. Recent updates include new roof (2018), new HVAC system (2020), and a new hot water heater (2025). Home is gated at the main road and sits far enough off the road to provide privacy and it’s open space to enjoy beautiful sunsets. Close to Eustis (9 miles), Mt. Dora (14 miles) and The Villages (25 miles). You’ll love having the space for gardening, hobby farming or having livestock. Need room for toys, a car collection, RVs, boats, or equipment? Own your own tradesman business? Need space for a work shop? This property checks so many boxes. Other improvements include an underground irrigation system, diesel 8-inch well, replaced well tank, natural spring/water feature beneath the property, and goat wire fencing on three sides. The commercial-grade metal agricultural utility building (120x40) has three large garage doors (12x10), mini- split A/C and heat, 150 MPH hurricane rating construction and designed with what’s considered a 50- year lifespan by Inland Buildings. Additional structure includes workshop (640 sq. ft.) with 2 roll-up doors (8x8), and an in wall A/C unit, and carport (400 sq. ft.) Outdoor buildings and storage structures included.

3 Beds ⋅ 2 Baths ⋅ Metes And Bounds SubDv. ⋅ 32784 Zip Code

PRIME UMATILLA LAND WITH AGRICULTURAL POTENTIAL! No HOA! Currently Ag Exempt! Explore the possibilities of this exceptional property near Lake Yale. Continue it's qualifying pine/timber agricultural use or pursue your own bona fide agricultural operation and apply for agricultural classification. A RARE opportunity to own prime Umatilla acreage with the potential for favorable agricultural assessment and lower property taxes. This 14-acre agricultural exempt property features approximately 7 acres of pines, a 4-acre home site, and 3.43 acres of wetlands and beautiful sunsets. Possibilities are endless for applying for your own business. Click to experience the home through the Zillow 3D tour and our YouTube video walkthrough. Built in 2005, this 3-bedroom, 2-bath home offers approximately 1,727 square feet with a split floor plan, fireplace, luxury vinyl plank flooring throughout, quartz countertops. Primary suite has custom Poplar and Red Oak shelving, walk-in tile shower, a garden tub, and dual sinks. Home has an attached 2 car garage. Recent updates include new roof (2018), new HVAC system (2020), and a new hot water heater (2025). Home is gated at the main road and sits far enough off the road to provide privacy and it’s open space to enjoy beautiful sunsets. Close to Eustis (9 miles), Mt. Dora (14 miles) and The Villages (25 miles). You’ll love having the space for gardening, hobby farming or having livestock. Need room for toys, a car collection, RVs, boats, or equipment? Own your own tradesman business? Need space for a work shop? This property checks so many boxes. Other improvements include an underground irrigation system, diesel 8-inch well, replaced well tank, natural spring/water feature beneath the property, and goat wire fencing on three sides. The commercial-grade metal agricultural utility building (120x40) has three large garage doors (12x10), mini- split A/C and heat, 150 MPH hurricane rating construction and designed with what’s considered a 50- year lifespan by Inland Buildings. Additional structure includes workshop (640 sq. ft.) with 2 roll-up doors (8x8), and an in wall A/C unit, and carport (400 sq. ft.) Outdoor buildings and storage structures included.

14433 Lake Yale Road, Umatilla

$769,000

Welcome to Shoreline Ranch Community. Please use the gate code listed on the sign out front of the community for access. This beautiful 4 bedroom, 2 bathroom home with stunning landscaping on a 1 acre lot is located in Lake County, FL. Features include floating cabinets with LED lighting in both bathrooms, a heated pool with screen enclosure, abundant storage space, undermount sinks, an EV charger installed in the garage, a stunning vapor fireplace with TV, community boat ramp and dock access, professionally landscaped lawn, kitchen backsplash, pavers on the front and rear porch, and a pantry with cabinets. Contact us today to schedule a showing. **This is a Builder Model. Please note that occupancy will not be available until December 2026.

4 Beds ⋅ 2 Baths ⋅ Shoreline Ranch SubDv. ⋅ 32784 Zip Code

Welcome to Shoreline Ranch Community. Please use the gate code listed on the sign out front of the community for access. This beautiful 4 bedroom, 2 bathroom home with stunning landscaping on a 1 acre lot is located in Lake County, FL. Features include floating cabinets with LED lighting in both bathrooms, a heated pool with screen enclosure, abundant storage space, undermount sinks, an EV charger installed in the garage, a stunning vapor fireplace with TV, community boat ramp and dock access, professionally landscaped lawn, kitchen backsplash, pavers on the front and rear porch, and a pantry with cabinets. Contact us today to schedule a showing. **This is a Builder Model. Please note that occupancy will not be available until December 2026.

Umatilla

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