Citra Homes under $400,000

Citra Homes under $400,000

Welcome to Citra, Florida—a hidden gem nestled in the heart of Marion County. Known for its serene landscapes and friendly community, Citra offers a unique blend of rural charm and modern conveniences, making it an ideal place to call home. With its lush greenery, scenic lakes, and abundant outdoor activities, Citra is perfect for nature enthusiasts and families alike.

One of the most appealing aspects of Citra is its affordability. Homes in this vibrant community are available for under $400,000, providing an excellent opportunity for first-time homebuyers, retirees, or anyone looking to invest in a peaceful lifestyle without breaking the bank. Whether you’re searching for a cozy cottage, a spacious family home, or a charming farmhouse, Citra’s real estate market has something to suit every taste and budget.

Living in Citra means you can enjoy a slower pace of life while still having easy access to nearby urban amenities. Just a short drive away, you’ll find the bustling cities of Ocala and Gainesville, offering shopping, dining, and entertainment options galore. Plus, with the stunning natural beauty of the Ocala National Forest and numerous parks nearby, outdoor adventures are always just around the corner.

In Citra, you’ll find a welcoming community that values connection and camaraderie. With local events, farmers' markets, and family-friendly activities, there’s always something happening. Discover the perfect blend of tranquility and opportunity in Citra, where your dream home awaits!

Newest Citra Homes under $400,000

3112 Ne 166th Place, Citra
$89,900
2 Beds ⋅ 1 Baths ⋅ Meadow Un 02 SubDv. ⋅ 32113 Zip Code
This 2-bedroom, 1-bath mobile home sits on a 0.5-acre lot and offers an opportunity for a primary residence, rental property, or investment. The property provides a manageable home with outdoor space and plenty of potential for its next owner. Schedule your showing today!

3112 Ne 166th Place, Citra
5686 E Highway 316, Citra
$199,900
1 Beds ⋅ 1 Baths ⋅ Praire View SubDv. ⋅ 32113 Zip Code
Discover a private and peaceful slice of rural Florida on approximately 9 acres along Gooski Prairie in Citra. The expansive prairie creates a sense of seclusion, with wide-open views and generous distance from neighboring homes. After sunset, beautiful night skies provide a stunning backdrop for stargazing. This property features a remodeled 1-bedroom, 1-bathroom tiny home and approximately 2 acres, more or less, of high and dry land. This portion offers potential for building your dream home or bringing an RV. Electricity and a well are on the property, along with a septic tank that is currently unconnected. The remaining acreage extends into the natural prairie, where water levels fluctuate with rainfall and seasonal conditions, creating an ever-changing landscape. Two ponds add to the natural setting, with water levels that also fluctuate. Agricultural zoning offers potential for farming, gardening, and keeping horses or other livestock, subject to county requirements. An unfinished barn offers potential for animal shelter, equipment storage, a workshop, or other uses once completed to suit your needs. Outdoor enthusiasts will appreciate the region’s natural attractions, including Silver Springs, Salt Springs, Juniper Springs, Fern Hammock Springs, Silver Glen Springs, and Alexander Springs. Explore ATV riding on designated trails in the Ocala National Forest, along with hiking, paddling, and hunting opportunities in the Ocala Wildlife Management Area. Whether you envision a country retreat or a home base for outdoor adventures, this property offers a distinctive setting with room to make it your own. The property is not located on the river. River photos showcase the surrounding area’s natural beauty and do not depict the property. Schedule your showing today!

5686 E Highway 316, Citra
15940 Nw 16th Avenue, Citra
$339,900
3 Beds ⋅ 2 Baths ⋅ 32113 Zip Code
BRING THE HORSES! Welcome to your own 4-acre country retreat, already set up for the equestrian lifestyle. This beautifully maintained 3-bedroom, 2-bath home offers 1,188 square feet of heated living space and combines rustic character with thoughtful updates inside and out. From the moment you enter the property, mature trees, beautiful green spaces and black fencing create an inviting country setting. Inside, vinyl flooring flows throughout the home with warm wood and cedar accents adding distinctive rustic charm. The kitchen was updated in 2024 and features abundant wood cabinetry, stainless steel appliances and a stone-look backsplash. The living room was remodeled in 2025 and features beautiful cedar walls along with a wood-burning fireplace with fan. French doors provide wonderful views and easy access to the outdoor living area. The primary bath continues the rustic character with cedar accents, a soaking tub and separate shower, while a dedicated laundry room adds convenience. Outside is where this property really shines. Relax on the covered front porch or enjoy the expansive covered back porch overlooking your horses and property. The equestrian setup includes 5 stalls, a feed/tack room, 2 paddocks and electric fencing. The fencing was painted and updated in 2025, giving the property a clean, well-maintained appearance. Additional improvements include a metal roof installed in 2018, well in 2020, AC in 2021 and new cedar siding added to the home in 2026. A newer large metal equipment shed plus two additional sheds provide plenty of space for equipment, hay, tack and storage. With 4 acres, established horse facilities, beautiful outdoor living spaces and numerous updates already completed, this property is ready for you and your horses. Come enjoy the peaceful country lifestyle! Ideally located with convenient access to Ocala’s renowned equestrian destinations, including 30 minutes to both World Equestrian Center and Florida Horse Park. Enjoy nearby Camp Margaritaville Resort Orange Lake, outdoor recreation and easy access to I-75. Conveniently situated between Ocala and Gainesville, offering a peaceful country setting while keeping shopping, dining, entertainment and equestrian events within reach.

15940 Nw 16th Avenue, Citra
1658 Ne 162nd Place, Citra
$219,000
3 Beds ⋅ 2 Baths ⋅ Citra Hlnds SubDv. ⋅ 32113 Zip Code
Welcome home to this beautiful 2024-built, 3-bedroom, 2-bath home tucked away in a quiet Citra community! Why wait to build when you can enjoy a like-new home without the new-construction price tag? Situated on a desirable corner lot, this home offers a bright and inviting open floor plan designed for comfortable everyday living and effortless entertaining. LVP flooring and ceiling fans throughout provide a clean, modern look with easy maintenance. The spacious kitchen is truly the heart of the home, featuring granite countertops, stainless steel appliances, ample cabinet space, and an open layout that keeps you connected with family and guests while cooking and entertaining. Retreat to the generous primary suite, complete with a large walk-in closet and private en-suite bathroom featuring dual sinks and an oversized walk-in shower. Two additional bedrooms and a full guest bathroom provide plenty of space for family, guests, or a home office. Step outside and enjoy the brand-new vinyl privacy fence, creating a private backyard that's perfect for pets, entertaining, grilling, or simply relaxing outdoors. Additional conveniences include an inside laundry room and the peace of mind that comes with owning a home built just two years ago. ? Like new, move-in ready, and waiting for its next owner — come see all this beautiful Citra home has to offer!

1658 Ne 162nd Place, Citra
15120 Ne 35th Avenue Road, Citra
$173,000
2 Beds ⋅ 2 Baths ⋅ Citra SubDv. ⋅ 32113 Zip Code
Virtually Staged. Own a piece of real Florida—the way it looked before so much of it became a concrete jungle. Tucked along a flat, graded road with only a few neighbors, this spacious home offers privacy, peace and quiet, and beautiful mature vegetation in every direction. Here, you’re more likely to hear a hawk cry or see a family of deer outside the window than hear traffic driving by. A majestic mature oak with branches that reach toward the ground adds even more character to the setting. Inside, there is no carpet, all 3 bedrooms are generously sized, and the huge primary suite gives you plenty of room to spread out. Spacious common areas easily accommodate large furniture, plus there is room for a full-size dining table. Both bathrooms feature tile surrounds, and the indoor laundry adds everyday convenience. Enjoy true Old Florida views and the feeling of being away from it all, while still being an easy drive to shopping, dining and modern conveniences. ROOF 2021. HVAC 2022.

15120 Ne 35th Avenue Road, Citra
22340 Ne 77th Terrace Road, Citra
$259,900
3 Beds ⋅ 2 Baths ⋅ Citra Estate SubDv. ⋅ 32113 Zip Code
Welcome to this charming 3-bedroom, 2-bath home in Ocala, nestled in a peaceful, tree-lined setting surrounded by mature oaks and beautiful natural scenery. The home features laminate flooring throughout, an inviting open layout, and plenty of windows bringing in natural light. The spacious kitchen and living areas provide comfortable everyday living and entertaining space. Step outside to enjoy the large wooden deck and stairs, perfect for relaxing and taking in the tranquil surroundings. The property offers a private, wooded feel while still providing convenient access to all that Ocala has to offer. A great opportunity for anyone looking for comfortable living with plenty of outdoor space and a quiet Florida setting.

22340 Ne 77th Terrace Road, Citra
18620 Ne 12th Court, Citra
$360,000
4 Beds ⋅ 3 Baths ⋅ Silver Hill SubDv. ⋅ 32113 Zip Code
Discover the possibilities on this versatile 3.1-acre hobby farm in Citra, Florida — ideal for horses, multigenerational living, hobbies, or supplemental income. Main Home 4 bedrooms, 2 bathrooms with flexible living spaces perfect for everyday family life, working from home, or creative pursuits. Private Apartment Separate entrance and patio, full kitchen, living area, bedroom with walk-in closet, and its own bath. Ideal for guests, extended family, caretaker, or rental income. Equestrian Setup 4-stall barn with concrete aisle and wash racks 3 paddocks + large field Perimeter fencing and gated entrances Additional outbuildings for equipment, tools, and storage Recent Improvements HUD-compliant retrofit with leveling and tie-downs Updated windows, electrical panel, and ductwork New lighting and ceiling fans Roof replaced in 2017 Currently insured through Foremost Enjoy peaceful country living with convenient access to state parks featuring equestrian trails, plus nearby venues and attractions in Florida’s Horse Capital region. A flexible property ready for horses, hobbies, guests, and more.

18620 Ne 12th Court, Citra
16075 Ne 16th Terrace, Citra
$249,990
3 Beds ⋅ 2 Baths ⋅ Citra Highlands SubDv. ⋅ 32113 Zip Code
Lovely 3 bed, 2 bath, 2 car garage, beautifully updated, MOVE-IN READY, 1392 sq ft home on a CORNER LOT in the awesome community of Citra Highlands! This open concept split bedroom floor plan has beautiful and durable laminate flooring throughout the home - NO CARPET! NEW METAL ROOF 2024, NEW HVAC 2024, NEW black aluminum FENCE 2024, NEW WATER HEATER 2026, ALL NEW LIGHT FIXTURES 2024, NEW custom high-end VANITIES WITH QUARTZ COUNTERTOPS in both bathrooms 2024, all new stainless steel kitchen appliances, and all interior paint in 2024! Phew! Nothing like peace of mind knowing that EVERYTHING has been taken care of! In addition, this modern and stylish home boasts SMART appliances – Samsung Oven and Samsung Microwave, Wyze thermostat, and an EV charger in the garage! Laundry room is conveniently located inside - Samsung Wifi/SmartThings Large Capacity Top Load WASHER AND DRYER INCLUDED! New (Am30 hours) zero-turn lawnmower is negotiable. Schedule your private tour today!

16075 Ne 16th Terrace, Citra
3111 Ne 167 Place, Citra
$92,777
2 Beds ⋅ 1 Baths ⋅ Meadows Unit SubDv. ⋅ 32113 Zip Code
COUNTRY LIVING AT ITS BEST – CITRA, FL | MARION COUNTY Discover affordable country living in the heart of Citra, Florida! Whether you're searching for a starter home, primary residence, weekend retreat, or investment opportunity, this property offers plenty of potential in a peaceful rural setting. Situated on approximately ¼ acre, enjoy the privacy, open space, and relaxed lifestyle that Marion County country living has for your and your family—while still being within convenient driving distance of shopping, dining, recreation, and the greater Ocala area. The property is located approximately 10 miles from the Margaritaville Resort area and about 15–20 miles from the Ocala metropolitan area, giving you the opportunity to enjoy a quieter country atmosphere without being too far from everyday conveniences. Enjoy the space, tranquility, and charm of North Central Florida living while remaining close to everything to growing Ocala/Marion County area

3111 Ne 167 Place, Citra
1560 Ne 162nd Street, Citra
$189,999
3 Beds ⋅ 2 Baths ⋅ Citra Hlnds SubDv. ⋅ 32113 Zip Code
Virtually Staged. Welcome to 1560 NE 162nd Street in Citra, Florida, a brand-new construction home offering modern design, functional living, and a peaceful North Central Florida setting. This newly built three-bedroom, two-bathroom Curry model features an open dining and kitchen combination that flows seamlessly into a spacious living room, creating an inviting layout ideal for everyday living and entertaining. The kitchen is highlighted by stylish gray shaker cabinets, black farmhouse hardware, brand-new appliances, and clean finishes that give the home a fresh, contemporary feel. The primary suite is generously sized and filled with natural light, complete with a large walk-in closet and a private bath for comfort and convenience. Two guest bedrooms are well-proportioned and share a full guest bathroom, while the indoor laundry room adds everyday functionality. Located in the desirable Citra area, this home offers easy access to Ocala, local shopping, dining, outdoor recreation, and scenic country roads, making it an excellent option for buyers seeking new construction in Marion County with both tranquility and convenience.

1560 Ne 162nd Street, Citra
1699 Ne 161st Street, Citra
$267,500
3 Beds ⋅ 2 Baths ⋅ Citra Highlands SubDv. ⋅ 32113 Zip Code
Virtually Staged. Under Construction. The price is right, and nothing is better than BRAND NEW! Fall in love with this floor plan with the picture window over the kitchen sink to see outside while you cook dinner OR admire the fruits of your labor after planting your garden. You will be happy with the open kitchen island and the pantry next to the spacious inside laundry room. The Owners suite plan has two walk-in closets, two vanity sinks AND a linen closet. Call to walk through this home today! Completion date Photos are of a different Pine model since this home is still under construction.

1699 Ne 161st Street, Citra
1437 Ne 161st Place, Citra
$258,000
3 Beds ⋅ 2 Baths ⋅ Citra Highlands SubDv. ⋅ 32113 Zip Code
2020 Concrete Block Stucco home with Covered front porch with swing leads to open floor plan with vaulted ceilings and spacious living room overlooking kitchen with Island. Dining area to left of kitchen has double sliding glass doors leading to outdoor patio and private fenced yard with double gate. This split bedroom plan has primary in back right corner for privacy and other 2ndary bedrooms acros home sharing second bath with combo tub/shower. 2 car garage with garage door opener.

1437 Ne 161st Place, Citra
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