Ocala Homes under $400,000

Ocala Homes under $400,000

Welcome to Ocala, Florida, a hidden gem nestled in the heart of Marion County! Known for its rich equestrian heritage and lush landscapes, Ocala offers a unique blend of small-town charm and modern conveniences. With its warm climate, friendly community, and vibrant cultural scene, it’s no wonder that more and more people are calling this beautiful city home.

Ocala is famous for its stunning horse farms and rolling hills, making it a haven for equestrian enthusiasts. The city is also home to numerous parks, recreational areas, and scenic trails, perfect for outdoor lovers and families looking to enjoy the sunshine. The historic downtown area boasts delightful shops, restaurants, and local events that foster a strong sense of community.

For those seeking to settle down in Ocala, you'll be pleased to discover a variety of homes available for under $400,000. Whether you're a first-time homebuyer or looking to downsize, Ocala offers an array of options that cater to diverse lifestyles and preferences. From charming single-family homes with spacious yards to modern townhouses in friendly neighborhoods, there’s something for everyone.

With excellent schools, convenient access to major highways, and a plethora of amenities, Ocala is not just a place to live, but a place to thrive. Embrace the opportunity to invest in your future and become a part of this enchanting community. Explore the homes available today and discover why Ocala is the perfect place to call home!

Newest Ocala Homes under $400,000

14650 Sw 68th Terrace, Ocala
$336,995
4 Beds ⋅ 3 Baths ⋅ Marion Oaks Unit 9 Blk 1237 Lot 10 SubDv. ⋅ 34473 Zip Code
BRAND-NEW 2026 CONSTRUCTION ON A GENEROUS 0.28-ACRE HOMESITE IN THE GROWING MARION OAKS COMMUNITY! Discover the perfect combination of modern comfort, spacious living, and natural Florida beauty in this beautifully designed 4-bedroom home offering 1,865 square feet of heated living space and 2,392 total square feet. From the moment you step inside, you’ll appreciate the inviting atmosphere and thoughtfully designed floor plan. The spacious family room provides a welcoming setting for relaxing or entertaining, while the beautiful kitchen features attractive countertops, ample functionality, and a layout designed for everyday convenience. A dedicated dining area offers the perfect space to gather and enjoy meals. The private primary suite provides a comfortable retreat, while three additional bedrooms give flexibility for guests, a home office, or hobbies. An attached two-car garage adds convenience and valuable storage space. Situated on an approximately 0.28-acre homesite, this property offers generous outdoor space with endless possibilities! Imagine creating your own backyard oasis, designing a beautiful garden, entertaining outdoors, or simply enjoying the peaceful surroundings. Located in the growing Marion Oaks community of southwest Ocala, this home is surrounded by an appealing mix of newer construction, established residences, and natural Florida greenery. Enjoy convenient proximity to local schools, including Ross Prairie Elementary School, as well as shopping, dining, and everyday essentials. With access to major roadways connecting to Ocala and surrounding Central Florida destinations, this location offers a wonderful balance of convenience and residential charm. Whether you’re searching for your first home, looking for additional space, or simply ready to enjoy the benefits of brand-new construction, this property offers an exceptional opportunity to make your vision a reality. BRAND NEW HOME, GENEROUS HOMESITE, AND A GROWING COMMUNITY ALL OFFERED AT $336,995! Schedule your private showing today and discover everything this beautiful home so special!

14650 Sw 68th Terrace, Ocala
9141 Sw 91st Circle, Ocala
$219,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to this beautifully updated Madison model in the Williamsburg neighborhood of On Top of the World, Ocala's popular 55+ community. This 2-bedroom, 2-bath home features a spacious split-bedroom floor plan, vaulted ceilings throughout, luxury vinyl plank flooring, renovated bathrooms, and a BRAND-NEW HVAC SYSTEM (2026)! The expansive great room offers plenty of space for comfortable living and entertaining. The updated kitchen combines style and functionality with newer stainless steel appliances, a custom backsplash, recessed lighting, and a deep sink. A convenient pass-through connects the kitchen to the great room, creating an easy flow between the spaces. A separate laundry room with a newer washer and dryer adds everyday convenience. The primary suite is situated toward the rear of the home and features a spacious walk-in closet and beautifully renovated bathroom with a step-in shower, tile flooring, comfort-height toilet, and updated fixtures. The generously sized guest bedroom offers a walk-in closet and Murphy bed that conveys, providing flexibility for visiting family and friends or use as a home office. The updated guest bathroom includes a tiled tub surround, tile flooring, and a comfort-height toilet. The finished Florida room, complete with heating and air conditioning, provides additional space to relax or entertain, with easy access to the outdoor patio. The corner lot features attractive landscaping and an inviting outdoor space to enjoy Florida's beautiful weather. Additional improvements include fresh interior paint, updated lighting and ceiling fans, refreshed exterior trim, and a 2014 roof. The 1.5-car garage includes a utility sink, pull-down attic access, and additional storage space. Residents enjoy an active lifestyle with golf courses, swimming pools, fitness centers, pickleball, tennis, arts and crafts, clubs, and entertainment at the Cultural Center. Golf cart access to Publix, medical offices, restaurants, coffee shops, and shopping adds everyday convenience. With its updated interior, brand-new HVAC system, vaulted ceilings, and spacious living areas, this Madison model is ready for its next owner. Schedule your private showing today!

9141 Sw 91st Circle, Ocala
2009 Ne 50th Street, Ocala
$272,000
3 Beds ⋅ 2 Baths ⋅ Fore Acres First Add SubDv. ⋅ 34479 Zip Code
Virtually Staged. NEW ROOF, FANTASTIC OCALA LOCATION, AND A MOTIVATED SELLER! Discover this property situated on more than a quarter acre, with a fully fenced yard offering plenty of outdoor space for gardening, relaxing, entertaining, or simply enjoying the Florida sunshine. The new roof is a standout feature, complemented by central air conditioning for year-round comfort. In addition to the main home, the property features a separate small backyard building with electricity, offering versatile space for storage, hobbies, a potential workshop, or a private retreat. This detached structure adds flexibility and possibilities to suit your needs. Located in NE Ocala, near grocery stores and shopping, including Publix at Pearl Britain Plaza, with access to Downtown Ocala’s restaurants and activities. This home offers an opportunity to add your personal touches and make it your own. Explore the possibilities and schedule your showing today!

2009 Ne 50th Street, Ocala
15543 Sw 60th Court, Ocala
$319,000
4 Beds ⋅ 3 Baths ⋅ Marion Oaks Un 09 SubDv. ⋅ 34473 Zip Code
Discover this move-in-ready, 2023 - built, 4-bedroom, 2.5-bath home situated on a desirable corner lot in Marion Oaks. Designed for comfort and functionality, this home features a spacious open floor plan, attractive flooring, and an inviting living area ideal for everyday living and entertaining. The well-appointed kitchen offers stone countertops, abundant cabinetry, generous counter space, and a pantry for additional storage. Four bedrooms provide flexibility for a variety of living arrangements, including guest accommodations or a home office. Additional features include double-pane windows, a shingle roof, an inside laundry room, and an attached two-car garage. A welcoming walkway enhances the home’s curb appeal, while the corner lot offers excellent potential for outdoor enjoyment, landscaping, gardening, or creating a private fenced yard. Built in 2023, this property offers the appeal of newer construction with modern conveniences and a practical layout. Conveniently located in Marion Oaks, with access to shopping, dining, grocery stores, medical facilities, and I-75 for commuting throughout Central Florida. Whether you’re looking for a primary residence or a property with room to personalize, this home offers an appealing combination of space, functionality, and location. Don’t miss the opportunity to make this property your own. Contact your real estate professional today to schedule a private showing and experience all this home has for you!! MAKE IT HOME!

15543 Sw 60th Court, Ocala
2570 Sw 156th Lane Road, Ocala
$340,000
4 Beds ⋅ 3 Baths ⋅ Marion Oaks SubDv. ⋅ 34473 Zip Code
NEW CONSTRUCTION IN OCALA, NO HOA! Beautiful 4-bedroom, 2-bath home with 1,952 sq. ft. and an open-concept floor plan featuring high ceilings and abundant natural light. The modern kitchen offers white shaker cabinets, quartz countertops, stainless steel appliances, and a large island overlooking the living and dining areas. The primary suite includes dual vanities, a walk-in shower, and a spacious walk-in closet. Additional features include luxury vinyl flooring, contemporary finishes, and a large backyard with plenty of possibilities. Conveniently located near Marion Oaks, shopping, dining, and major highways. Schedule your showing today!

2570 Sw 156th Lane Road, Ocala
2274 Ne 54th Place, Ocala
$165,000
3 Beds ⋅ 2 Baths ⋅ Chappel Hills SubDv. ⋅ 34479 Zip Code
Located in Chappell Hills, at the end of 54th Place, this 3 bedroom, 1.5 bathroom home offers a convenient location at a great price. Primary bedroom with ensuite, 2 guest rooms and 1 full guest bath. Ready to weather Florida with a new shingle roof in 2024 and those not so nice plumbing issues with septic drain field repaired in August 2026. Brick front facade and established landscaping welcomes you home and your vehicle with a covered carport. Open floorplan, inside laundry and pantry, rear patio sliding doors open to a large backyard. No HOA

2274 Ne 54th Place, Ocala
5074 Nw 61st Avenue, Ocala
$305,999
3 Beds ⋅ 2 Baths ⋅ Ocala Park Estates SubDv. ⋅ 34482 Zip Code
Location, Location, Location: grab this investment opportunity home with an open-concept design, split-bedroom floor plan, and an attached 2-car garage. The spacious living area flows seamlessly into the kitchen and dining space, creating a welcoming environment for both everyday living and entertaining. The kitchen is equipped with modern appliances and ample workspace, while the split-bedroom layout provides privacy for the primary suite. Offered fully furnished and move- in ready The home includes a washer and dryer, water softener, refrigerator, range, microwave, dishwasher, and furnishings. Step outside to enjoy a fully fenced backyard with plenty of space to relax, entertain, or enjoy the Florida sunshine, located in Ocala Park Estates. This home provide provides convenient access to the World Equestrian Center, shopping, dining and everyday amenities, whether you’re looking for a full-time residence, seasonal retreat or convenient home near Ocala ‘s world, renowned equestrian community this property offers ideal combination of location, comfort and convenience. Don’t miss the opportunity to make this beautiful Ocala home, your own great rental Airbnb or investment opportunity.

5074 Nw 61st Avenue, Ocala
10565 Sw 38th Avenue, Ocala
$360,000
3 Beds ⋅ 2 Baths ⋅ Ocala Waterway Estate SubDv. ⋅ 34476 Zip Code
Enjoy a refreshing swim, a tree-lined backdrop, and room to unwind at this beautifully updated Ocala Waterway pool home. Set on a .92-acre lot with mature trees providing added privacy, this well-maintained property offers 3 bedrooms, 2 bathrooms, a 2-car garage, and inviting outdoor living centered around a screen-enclosed pool. An electric awning provides adjustable shade for relaxing poolside. Thoughtful improvements include a roof replaced in 2022, a complete air conditioning system replaced in 2026, double-pane windows, a steel front door, and a whole-house water system updated in 2026. Luxury vinyl flooring runs throughout the home, while the paid-off solar pool heating system adds to the enjoyment of your outdoor retreat. The eat-in kitchen combines everyday functionality with attractive finishes, including 42-inch solid wood cabinets, level 4 granite countertops, an island, stainless steel appliances, a tile backsplash, and a dedicated coffee station. The updated primary bathroom features modern cabinetry, dual sinks, and a walk-in shower with tile extending to the ceiling. An updated guest bathroom is conveniently positioned between the two additional bedrooms. An installed security system and included W/D. Located in southwest Ocala, the home offers a setting for enjoying Florida’s outdoor lifestyle, with regional recreation destinations including the Marjorie Harris Carr Cross Florida Greenway and Shangri-La Trailhead. Discover the appeal of poolside living with, mature landscaping, and nearly an acre to call your own. No HOA, No CDD. PROFESSIONAL PICTURES COMING SOON!

10565 Sw 38th Avenue, Ocala
8170 Sw 117th Loop, Ocala
$199,975
2 Beds ⋅ 2 Baths ⋅ Oak Run Woodside SubDv. ⋅ 34481 Zip Code
Virtually Staged. Welcome to 8170 SW 117th Loop in the desirable Oak Run community of Ocala! This inviting Hampton model offers 2 bedrooms, 2 bathrooms, approximately 1,327 square feet of living space, and an attached two-car garage. The enclosed lanai provides a comfortable spot to enjoy your morning coffee, unwind with a good book, or simply savor Florida living. The home has new Luxury plank floors and all brand new appliances. Oak Run is a gated 55+ community known for its recreational amenities, swimming pools, golf, social clubs, and opportunities to stay active and connected. Whether you enjoy meeting neighbors, pursuing favorite hobbies, or relaxing at home, this established community offers a wonderful setting for your next chapter.

8170 Sw 117th Loop, Ocala
17399 Sw 25th Circle, Ocala
$259,900
3 Beds ⋅ 2 Baths ⋅ Marion Oaks Un Four SubDv. ⋅ 34473 Zip Code
Room to breathe on a HALF ACRE! This 2022-built, 3-bedroom, 2-bathroom home sits on an oversized 125x175 lot in Marion Oaks with NO HOA, just two blocks from Marion Oaks Lane. Bring your RV, boat, or garden plans; there’s room for all of it. The stucco exterior with stacked-stone accents and a 2-car garage gives the home great curb appeal from the moment you pull in. Inside, vaulted ceilings and recessed lighting open up the main living area, and wood-look vinyl plank flooring flows throughout for easy, worry-free upkeep. The kitchen is the heart of the home, featuring white cabinetry, granite countertops, stainless steel appliances, and a large island with pendant lighting, overlooking the dining area and living room. Sliding glass doors lead out to the expansive backyard. The split floor plan places the primary suite, with its walk-in closet and private bath, on its own side of the home, separate from the two guest bedrooms. The washer and dryer and window blinds are already installed and included, so you can move right in without the extra expense. Lightly lived in and well cared for, this home offers near-new quality on a lot size that’s hard to find.

17399 Sw 25th Circle, Ocala
8169 Sw 108th Lane Road, Ocala
$199,900
2 Beds ⋅ 2 Baths ⋅ Oak Run Neighborhood 05 SubDv. ⋅ 34481 Zip Code
Your winter sanctuary awaits. This 2 bedroom, 2 bathroom, 2 car garage home is perfectly nestled within the highly desirable, active 55+ Oak Run gated golf course community. From the moment you step onto the welcoming covered front porch, where friendly neighbors offer warm waves as they stroll by, you are invited into a cozy, light-filled living space designed for comfort and effortless relaxation. Thoughtful modern touches shine throughout, including stylish updated flooring and inviting lighting that elevates the rooms. The flexible bonus room offers endless possibilities as a peaceful home office, private den, or charming host space, while the glass-enclosed sunroom serves as your personal year-round oasis for soaking in gentle Florida sunshine. Exceptional peace of mind is built right in with a NEW roof installed in 2023, along with an array of impressive 2025 upgrades featuring a NEW HVAC system, sleek stainless steel appliances, remodeled kitchen cabinetry and countertops, new electrical panel and more. Effortlessly combining serene relaxation with incredible convenience, you are only minutes away from local shopping, dining, medical facilities and more. Life in Oak Run is truly resort style living, offering access to sparkling pools, soothing hot tubs, state-of-the-art fitness centers, tennis courts, bustling clubhouses, game rooms, vibrant social activities, and a pristine championship golf course with an onsite restaurant. With 24-hour gated security, basic cable, trash and yard waste pickup, common area maintenance, and available RV storage all included, you can come and go with absolute freedom and confidence. Get it before it’s gone! Unpack, unwind, and start living the golden Florida lifestyle you’ve always imagined!

8169 Sw 108th Lane Road, Ocala
284 Marion Oaks Course, Ocala
$288,500
4 Beds ⋅ 2 Baths ⋅ Marion Oaks Un 01 SubDv. ⋅ 34473 Zip Code
Welcome home to this beautifully maintained, 2021-built home in Ocala’s desirable Marion Oaks community! Featuring 4 bedrooms, 2 bathrooms, and 1,814 square feet of heated living space, this home offers a wonderful combination of modern comfort, style, and functionality. Step inside to discover an inviting open floor plan featuring luxury vinyl plank flooring, freshly painted interiors, and a distinctive color palette that adds warmth, character, and personality throughout the home. The spacious kitchen features stainless steel appliances, generous countertop space, recessed lighting, and a large island with a double sink, making it ideal for everyday living and entertaining. The spacious primary suite provides a comfortable retreat, while the open living areas provide flexibility for both relaxing and gathering with family and friends. Recent updates include fresh interior paint and ceiling fans in select rooms. Step outside to enjoy a generously sized backyard featuring mature fruit trees, situated on a lot approaching a quarter acre. Whether you enjoy gardening, outdoor entertaining, or simply relaxing in the Florida sunshine, this property offers plenty of space to create your ideal outdoor retreat. Best of all, no HOA! Enjoy the freedom of homeownership without homeowners association restrictions or monthly HOA fees. Located in the established Marion Oaks community, residents have access to nearby recreational amenities, including a dog park, basketball courts, a fitness center, and walking trails. With its newer construction, thoughtful updates, spacious layout, and inviting indoor and outdoor living areas, this home offers an excellent opportunity to enjoy the Florida lifestyle. Schedule your private showing today and discover everything this Marion Oaks home has for you!"

284 Marion Oaks Course, Ocala
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