Citrus County Homes with Beach Access Water Frontage

Citrus County Homes with Beach Access Water Frontage

Welcome to Citrus County, Florida, a hidden gem on the Gulf Coast known for its stunning natural beauty and vibrant community. Nestled between the sparkling waters of the Gulf of Mexico and the lush landscapes of the Withlacoochee State Forest, Citrus County offers a unique blend of outdoor adventures and serene living. With its temperate climate, this area is perfect for year-round enjoyment, whether you're exploring the picturesque trails, fishing in the crystal-clear springs, or simply soaking up the sun on the beach.

One of the most enticing aspects of Citrus County is its array of homes with beach access and waterfront properties. Imagine waking up to the gentle sound of waves lapping at the shore, or enjoying breathtaking sunsets from your own backyard. These homes not only provide a tranquil escape but also a lifestyle filled with water activities, from kayaking and paddleboarding to fishing and boating. Many properties boast private docks, making it easy for you to launch your adventures right from your doorstep.

Living in Citrus County means more than just a home; it’s about embracing a lifestyle that celebrates nature and community. The charming towns of Crystal River and Homosassa are known for their friendly locals and rich history, offering delightful dining, shopping, and cultural experiences. Whether you’re looking for a cozy cottage or a luxurious waterfront estate, Citrus County has the perfect home waiting for you. Discover the magic of coastal living and make Citrus County your new sanctuary today!

Newest Citrus County Homes with Beach Access Water Frontage

11481 W Bayshore Drive Unit 105, Crystal River
$169,000
2 Beds ⋅ 2 Baths ⋅ The Bay Villas SubDv. ⋅ 34429 Zip Code
Waterfront community living awaits at The Islands! This extensively updated 2-bedroom, 2-bathroom condominium offers over 1,584 sq. ft. of beautifully designed, open-concept living space along the deep-water canals of Crystal River. Step inside to a spectacular Great Room layout featuring gorgeous, premium porcelain tile flooring running seamlessly all throughout the entire home. The open floor plan flows effortlessly from the pristine kitchen, complete with a large granite island and breakfast bar seating, into a massive, sun-drenched Florida Room. Lined with multiple sets of sliding glass doors, this bonus living space opens directly to your back patio, filling the home with natural light. Boaters will fall in love with the assigned, private boat dock located on the community's concrete-capped seawall. Enjoy bridge-free, deep-water access directly out to Dixie Bay, the scenic Crystal River, and the open waters of the Gulf of America. As part of The Islands community, residents enjoy premium amenities including a heated community pool, tennis courts, and clubhouse facilities, with association dues conveniently covering maintenance of the structure, grounds, roof, pest control, trash, and base water utilities. Perfect as a coastal getaway or a permanent retreat! Restrictions apply according to association bylaws; buyer to verify exact rules, limits, and approval process directly with the condo association. All information is deemed reliable but not guaranteed and should be independently verified.

11481 W Bayshore Drive Unit 105, Crystal River
1924 Se 3rd Court, Crystal River
$749,000
Village Picardy SubDv. ⋅ 34429 Zip Code
Now available in the heart of Crystal River, Florida—an exceptional gulf-access vacant lot offering everything needed for a dream waterfront build. This rare property includes a dedicated boat slip and a 20,000 lb. boat lift installed in 2026, giving future owners immediate and effortless access to the Gulf. Positioned in a highly desirable location known for world-class boating, fishing, scalloping, and manatee-filled springs, this lot provides the ideal foundation for a custom coastal home. With generous space to design your vision, you can create the perfect retreat with outdoor living areas, and direct water access right from your backyard. The deck becomes the perfect room of the house because you start your day on the lower deck and watch spectacular sunsets on the upper deck above the cut-in boat slip. Celebrate Independence Day fireworks right from the comfort of your own observation deck. Golf cart friendly city streets connect you to your choice of restaurants and entertainment from Plantation resort to Citrus Ave shops and a variety of annual festivals. Whether you’re an investor seeking a high-value waterfront opportunity or a buyer ready to build a luxury residence, this property delivers exceptional potential and unmatched lifestyle benefits.

1924 Se 3rd Court, Crystal River
5012 S Deep Water Point, Homosassa
$589,000
3 Beds ⋅ 2 Baths ⋅ Riverhaven Village SubDv. ⋅ 34448 Zip Code
Short Sale. Waterfront living in Riverhaven Village with direct access to the Homosassa River and Gulf of Mexico! This beautifully updated 3-bedroom, 2-bath home offers 2,020 square feet of living space on a spacious 0.41-acre canal-front lot. Bring the boat — the property features its own private boat ramp, dock/deck and boat lift on a brackish-water canal with river and Gulf access. Imagine stepping outside in the morning, launching from your own backyard and spending the day boating, fishing or exploring the Homosassa River before cruising home at sunset. Inside, the home features an open, bright layout with vaulted ceilings, stone countertops, stainless appliances, smart lighting and a spacious primary suite. Large sliding doors connect the living areas to the oversized covered lanai and backyard, making it easy to move from indoor comfort to outdoor living. It’s the kind of space made for coffee on the lanai, casual dinners after a day on the water, or entertaining friends while enjoying the waterfront setting. The property also offers a circular driveway, boat parking and an oversized attached garage. Riverhaven Village is a golf-cart-friendly waterfront community offering a clubhouse, community pool, dog park, playground and other recreational amenities. Here, the lifestyle extends beyond the home — take the golf cart through the neighborhood, meet friends at the clubhouse, spend the afternoon by the pool, or head back out on the water whenever the mood strikes. Whether you're looking for a full-time residence or your Florida waterfront getaway, this home offers the chance to enjoy the boating, fishing and laid-back Homosassa lifestyle right outside your back door. Property is being offered as a short sale and is subject to lender approval.

5012 S Deep Water Point, Homosassa
2120 Nw 15th Street, Crystal River
$925,000
2 Beds ⋅ 3 Baths ⋅ Woodland Estates Un 02a SubDv. ⋅ 34428 Zip Code
Welcome to waterfront living in desirable Woodland Estates in Crystal River. This 2-bedroom, 2.5-bath stilt home offers the ultimate setup for enjoying Florida’s Nature Coast, complete with a private pool, covered boat lift, canal frontage, and the option to purchase the property as a truly turnkey waterfront retreat—including the boat currently on the lift. All living space is located upstairs, where an inviting open-concept floor plan brings together the kitchen, dining, and living areas. The kitchen features hard-surface countertops, stainless steel appliances, and plenty of cabinetry, while plantation shutters throughout add a classic coastal touch. Impact/storm windows provide additional protection and peace of mind. The split-bedroom layout provides privacy for both owners and guests. The spacious primary suite includes a private ensuite bathroom and walk-in closet, creating a comfortable retreat away from the main living areas. Just off the interior living space, the screened rear porch is perfect for morning coffee, an evening cocktail, or grilling dinner while enjoying the waterfront setting. Outside is where this home really shines. The private pool features a sun deck and elegant glass surround, creating a beautiful resort-inspired space for relaxing and entertaining. A convenient pool half bath means there’s no need to head upstairs during a day spent by the water. Boaters will appreciate the covered 10,000-lb boat lift located directly on the canal, keeping your boat protected and ready to go. From your backyard, head out to explore Crystal River, the natural springs, and the Gulf of America for boating, fishing, kayaking, wildlife viewing, and unforgettable days on the water. Adding to its one-of-a-kind setting, the property also borders Crystal River Archaeological State Park, placing the beauty and history of the Nature Coast right outside your door. Explore the park's historic Native American mounds, enjoy nearby trails for walking, hiking, and biking, and experience a remarkable piece of Florida history—all just steps from home. The lower level also features a single-vehicle garage, providing valuable space for storage, boating and fishing gear, tools, or a workshop. The home also has space for a future elevator, offering the opportunity to add even greater convenience between levels. Best of all, the property is available with a turnkey package for buyers who want to start enjoying their Crystal River getaway immediately. Furnishings and household items can be included—and even the Ranger 223 tritoon with a 150 HP motor currently sitting on the lift can be part of the package. Pool. Boat. Gulf access. Furnishings. Just bring your toothbrush and start living the Crystal River lifestyle. Don't MISS this opportunity: SCHEDULE your private showing today!

2120 Nw 15th Street, Crystal River
2060 Nw 19th Street, Crystal River
$1,050,000
3 Beds ⋅ 3 Baths ⋅ Woodland Estates Unit 02b SubDv. ⋅ 34428 Zip Code
Virtually Staged. Bring your boat and start living the Crystal River waterfront lifestyle! Located in sought-after Woodland Estates, this beautifully renovated **3-bedroom, 3-bath waterfront stilt home** combines modern luxury, extensive 2025–2026 updates, and exceptional access to everything that makes Florida’s Nature Coast so special. Thoughtfully renovated, this home offers the feel of a fresh, updated property while maintaining the charm of waterfront living. Improvements include **new windows, flooring, bathrooms, cabinetry, quartz countertops, and more**, along with beautiful plantation shutters throughout the home. Impact-rated windows and doors provide additional protection and peace of mind. The spacious **ground-level primary suite** serves as a private retreat, featuring a large walk-in closet with a custom organization system and a beautifully updated ensuite bathroom. Relax in the oversized garden tub or enjoy the impressive walk-in shower featuring **three rain shower heads, including one with Bluetooth connectivity**. The primary suite also provides access to a **Stiltz home elevator**, making travel between levels convenient and accessible. Upstairs, you'll find two additional bedrooms and bathrooms, including a bedroom with its own completely renovated ensuite featuring a modern glass-enclosed walk-in shower. At the heart of the home is a beautifully updated kitchen featuring **brand-new cabinetry, quartz countertops, and high-end KitchenAid and Frigidaire appliances**, including an induction cooktop. The extensive renovations continue throughout the home, creating a cohesive, move-in-ready interior. Step outside and experience what makes this property truly special. A screened rear porch provides the perfect place to enjoy your morning coffee or unwind after a day on the water, while the outdoor deck offers additional space for grilling, entertaining. The property also offers ample outdoor space with room for a future pool, creating the opportunity to design your own private waterfront oasis. For boating and outdoor enthusiasts, the property features a **designated boat slip and 16' x 8' floating dock**, along with access to Woodland Estates' private community boat ramp. From home, enjoy access toward the **Gulf of America or cruise into Crystal River**, where days can be spent exploring natural springs, boating, fishing, kayaking, paddleboarding, and experiencing the area's famous manatees and wildlife. Adding even more peace of mind, the property is equipped with a **whole-home automatic Generac generator powered by a buried 500-gallon propane tank**, designed to automatically provide power to the entire home in the event of an outage. For buyers looking for an effortless transition into waterfront living, the property is also **available with a turnkey package**, offering the opportunity to purchase the home furnished and ready to enjoy, including furniture, décor, televisions, outdoor furnishings, kitchen items, and more.* Whether you're searching for a full-time residence, seasonal getaway, or waterfront retreat, this extensively renovated Woodland Estates home offers an exceptional combination of modern finishes, boating amenities, storm-ready features, and access to one of Florida's most unique waterfront destinations. **Come for the house. Stay for the water. Live the Crystal River lifestyle.** TIME is ticking: SCHEDULE your private showing today!

2060 Nw 19th Street, Crystal River
10933 W Fort Island Trail, Crystal River
$99,900
Unrec Tracts In 20-18s-17e SubDv. ⋅ 34429 Zip Code
Picture mornings that start with coffee by the water, afternoons spent boating, fishing, scalloping, or kayaking, and evenings that end with a sunset at FORT ISLAND GULF BEACH or dinner in DOWNTOWN CRYSTAL RIVER. 10933 W FORT ISLAND TRAIL is more than a vacant lot, it is the opportunity to build a home around the way you actually want to live. Create a CUSTOM WATERFRONT RETREAT where weekends feel like vacations and the water becomes part of everyday life. Whether you envision a full-time residence, seasonal escape, or future investment, this homesite gives you a blank canvas in one of Crystal River’s most desirable recreational corridors. With convenient access to the area’s SPRINGS, MARINAS, BOAT RAMPS, RESTAURANTS, BEACH, AND GULF WATERS, you can spend less time getting there and more time enjoying everything the Nature Coast is known for. Design the outdoor space you have always wanted: a place for kayaks, fishing gear, waterfront dinners, visiting friends, and slow Florida evenings under the palms. Build something personal, something intentional, and something that takes full advantage of the location. THIS IS NOT JUST A LOT. IT IS THE START OF YOUR CRYSTAL RIVER WATERFRONT LIFESTYLE. Buyer and buyer’s agent to independently verify all information important to the buyer, including ZONING, BUILDING REQUIREMENTS, UTILITIES, WATER ACCESS, LOT DIMENSIONS, FLOOD/ELEVATION REQUIREMENTS, PERMITTING, AND INTENDED USE.

10933 W Fort Island Trail, Crystal River
11770 W Sunnybrook Court, Crystal River
$495,000
3 Beds ⋅ 2 Baths ⋅ Dixie Shores Unit 01 Rep SubDv. ⋅ 34429 Zip Code
Waterfront with direct access to the Gulf! Better than new - totally renovated! Short term rentals allowed - 3 bedrooms, 2 baths, wood burning fireplace - huge screened lanai on rear 13 x 52; totally tiled flooring - Entire house tile flooring, wood cabinets, granite counters, architectural shingles - new roof in 2022 - ready to move in or rent out!

11770 W Sunnybrook Court, Crystal River
5076 S Deep Water Point, Homosassa
$274,900
Riverhaven Village SubDv. ⋅ 34448 Zip Code
Build the waterfront home you’ve been dreaming of in Riverhaven Village! Offered at $274,900, this 0.35-acre homesite features approximately 82 feet of canal frontage and extends approximately 160 feet deep from the road. Enjoy boating access from the lot to the Gulf with no bridges to navigate, along with easy access to Homosassa Springs. There’s no CDD, and the HOA is only $180 per year. Property owners are also eligible to join the optional Community Club, featuring a heated pool, tennis and pickleball courts, a playground, dog park and clubhouse activities. Owner financing is available. Bring your plans and start living the Homosassa waterfront lifestyle!

5076 S Deep Water Point, Homosassa
12396 W Standish Drive, Homosassa
$634,000
2 Beds ⋅ 2 Baths ⋅ Restview Rets Unit 01 SubDv. ⋅ 34448 Zip Code
Waterfront Living in Old Homosassa with direct access to the Gulf of Mexico or the fresh water springs! This elevated 2-bedroom, 2-bathroom home boasts an impressive 165 feet of waterfront with breathtaking open water views. The main living quarters are upstairs, offering a bright and airy living space, granite countertops in the kitchen & a large bedroom & bathroom. The downstairs features an additional bedroom and bathroom—perfect for guests, extended family, or a rental opportunity. Whether you’re seeking a serene retreat, an investment property, or a short-term vacation rental, this home checks all the boxes. Located in Old Homosassa, you can navigate your boat or ride your golf cart to many local waterfront tiki bars and restaurants. Enjoy fishing, kayaking & scalloping or swim with our manatees! Public boat ramp is nearby too! Fall in love with the charm of Homosassa & pack your flip-flops and fishing poles to make this waterfront paradise yours today!

12396 W Standish Drive, Homosassa
1303 Se Kings Bay Drive, Crystal River
$985,000
5 Beds ⋅ 4 Baths ⋅ Glen Aire Estates Unrec Sub SubDv. ⋅ 34429 Zip Code
Welcome to the heart of Crystal River, where waterfront living and Florida lifestyle come together! This renovated, move-in-ready home offers nearly 3,000 square feet with 5 bedrooms, 3.5 bathrooms and direct access to Three Sisters Springs, Kings Bay, and the Gulf. Designed for those who love life on the water. The property features a covered boat lift, elevated dock, and floating dock—making it easy to spend your days boating, fishing, kayaking, or cruising to your favorite waterfront restaurants for dinner and live music. The outdoor space is equally impressive and made for entertaining. Enjoy a large heated, saltwater pool surrounded by safety fencing. A wraparound paver deck, two spacious entertaining areas, large storage shed, and fully fenced yard. Inside, an open entry welcomes you into two generous living spaces. The split floor plan features two primary suites plus three additional spacious bedrooms. Offering plenty of room for family and guests. The kitchen is open to the dining area and features a large island, abundant cabinetry, generous pantry storage, and quartz countertops. Quartz continues throughout the bathrooms and indoor laundry room for a cohesive, updated finish. Golf-cart friendly with on-site trailer parking and walking paths providing easy access to downtown Crystal River’s dining, shopping, and entertainment. This home offers the space, amenities, and waterfront lifestyle Crystal River is known for. Schedule your private showing today and experience life on the water!

1303 Se Kings Bay Drive, Crystal River
5630 S Garcia Road, Homosassa
$194,000
34448 Zip Code
Vacant Land, with a new dock installed in 2025! .16 of an acre. Only 2 canals off the Homosassa River. Great lot for building your dream home on the South side of the Homosassa River. Minutes away by car or boat to MacRae's, The Freezer, and Crumps Landing. Don't want to get in the car to go to dinner? You can even drive your golf cart around to go enjoy dinner close by. Owner has stamped engineered plans for a 3 bedroom, 2 bath home on stilts with 1523 sq ft of living. Don't miss your chance to own a piece of paradise with close access to the main river and direct access to the Gulf of America!

5630 S Garcia Road, Homosassa
1920 Nw 15th Avenue, Crystal River
$319,900
3 Beds ⋅ 2 Baths ⋅ Woodland Estates Unit 01 SubDv. ⋅ 34428 Zip Code
FULLY FURNISHED/TURNKEY - BEAUTIFUL CRYSTAL RIVER HOME WITH PRIVATE GULF ACCESS! This STUNNING 3BR/2BA home was beautifully renovated in 2025 and offers a wonderful blend of modern farmhouse style, quality upgrades, and the relaxed Florida lifestyle. MINUTES FROM THE BOAT RAMP AND DOWNTOWN CRYSTAL RIVER. The spacious 14' x 26' living room addition is a true showstopper, featuring vaulted TONGUE-AND-GROOVE ceilings, a beautiful fireplace, and plenty of space for family and entertaining. Beautiful wood-look tile flooring flows throughout the entire home. The completely updated kitchen features new cabinets with built-in pantry, black stainless-steel appliances, QUARTZ countertops, and QUARTZ backsplash. Both bathrooms have been beautifully remodeled with quartz countertops and new walk-in showers featuring FLOOR-TO-CEILING TILE. Additional 2025 improvements include NEW windows, NEW AC, NEW water heater, and fresh paint throughout. Beautiful new furnishings convey with the sale, making this home truly move-in ready. Enjoy the Florida lifestyle from TWO screened porches, one in front and one in back. Located in Woodland Estates, residents have access to a private community boat ramp to the Gulf for a small annual fee. The home sits on an almost 1/2-acre lot, with the opportunity to purchase the adjacent lot as well. Home and current lot offered at $319,900; add the adjacent lot for a total purchase price of $350,000 and potentially enjoy almost a full acre! Perfect as a primary residence, second home, or potential vacation rental, subject to applicable regulations. With extensive 2025 renovations, beautiful furnishings, private water access, and the opportunity for nearly an acre, this is a rare Crystal River opportunity!

1920 Nw 15th Avenue, Crystal River
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