Spruce Creek Gc Homes under $400,000

Spruce Creek Gc Homes under $400,000

Welcome to Spruce Creek Golf & Country Club, an idyllic subdivision nestled in the heart of Summerfield, Florida, within Marion County. This vibrant community offers a unique blend of leisure and luxury, making it an ideal destination for those seeking a serene lifestyle surrounded by nature’s beauty.

Spruce Creek Golf & Country Club is renowned for its stunning golf course, meticulously designed to challenge golfers of all skill levels while providing breathtaking views. Residents enjoy an active lifestyle with access to a plethora of amenities, including a clubhouse, fitness center, swimming pool, and various recreational activities that foster a strong sense of community.

One of the most enticing aspects of Spruce Creek is the availability of homes priced under $400,000. This affordability opens the door for first-time buyers, retirees, and families looking to settle in a welcoming neighborhood without compromising on quality or comfort. These homes often feature modern designs, spacious layouts, and beautiful outdoor spaces perfect for enjoying Florida’s year-round sunshine.

Living in Spruce Creek means more than just owning a home; it’s about embracing a lifestyle that prioritizes wellness, social engagement, and relaxation. Whether you’re taking a leisurely stroll through the community, enjoying a round of golf, or participating in one of the many social clubs, you’ll find that Spruce Creek Golf & Country Club is a place where neighbors become friends and memories are made.

Discover your dream home in this charming community today, and experience the perfect blend of comfort, convenience, and camaraderie in Spruce Creek Golf & Country Club!

Newest Spruce Creek Gc Homes under $400,000

8642 Se 132nd Street, Summerfield
$369,999
3 Beds ⋅ 2 Baths ⋅ Spruce Creek Gc SubDv. ⋅ 34491 Zip Code
BEAUTIFULLY UPDATED ELKRIDGE MODEL – OWNED SOLAR & EXTENSIVE UPGRADES! 100% MOVE-IN READY! EXTENSIVELY UPDATED FROM TOP TO BOTTOM! This exceptional 1,720 sq. ft. Elkridge model offers 3 bedrooms, 2 bathrooms, and a 2-car garage in the highly desirable Del Webb Spruce Creek Golf & Country Club. With virtually every aspect of the home refreshed or upgraded, there's nothing left to do but move in and enjoy! MAJOR UPGRADES GALORE! Enjoy peace of mind with COMPLETE REPIPING THROUGHOUT THE ENTIRE HOME (2026), ALL NEW DOUBLE-PANE, LOW-E, HURRICANE-RATED WINDOWS THROUGHOUT THE ENTIRE HOME AND LANAI (2026), ROOF (2021), Lennox HVAC system (2016), and OWNED SOLAR PANELS with approximately 41 years of remaining expected service life per the seller's report. Additional improvements include a GE GeoSpring hybrid water heater (2016), new water treatment system (2026), COMPLETE INTERIOR PAINTING (2026), and EXTERIOR PAINTING (2023). The beautifully updated kitchen (2025) features updated soft-close wood cabinetry, quartz countertops, ALL NEW APPLIANCES INSTALLED IN 2025–2026, and a decorative island with columns and beadboard detailing. Both bathrooms were completely remodeled in 2026, featuring stunning JettaStone walk-in showers, glass doors, raised vanities, quartz countertops, and updated fixtures. Throughout the home, you'll find updated luxury vinyl plank, luxury vinyl tile, and ceramic tile flooring with NO CARPET, plus new interior and exterior lighting, ceiling fans, door hardware, and window treatments. The extensive improvements give this home a fresh, beautifully finished appearance throughout. There is also a bonus view of a pond from front of home. BONUS LIVING SPACE! The 10' × 28' conditioned lanai features new double-pane, Low-E, hurricane-rated windows, an insulated ceiling, and updated flooring, creating a comfortable year-round retreat. An additional 18' × 10' block patio with privacy hedge provides outdoor relaxation and entertaining space. More valuable improvements include new Maytag washer and dryer (2026), updated irrigation controller and backflow preventer, two new solar tubes with remote-controlled shades, new smoke detectors, and updated electrical switches and outlets. The garage floor, driveway, walkway, and lanai concrete surfaces were professionally refinished with polyurea in 2026, providing a durable, low-maintenance finish designed for long-lasting protection without routine recoating. Located in wonderful and active Del Webb Spruce Creek Golf & Country Club, residents enjoy 36 holes of championship golf, 3 pools, 2 hot tubs, fitness center, restaurant and bar, pickleball, tennis, softball, shuffleboard, billiards, and nearly 100 clubs and activities. 100% MOVE-IN READY WITH EXTENSIVE UPDATES THROUGHOUT! OWNED SOLAR, COMPLETE 2026 REPIPING, ALL NEW HURRICANE-RATED WINDOWS, BEAUTIFULLY REMODELED KITCHEN AND BATHS, NEW 2025–2026 APPLIANCES, AND CONDITIONED LANAI SPACE MAKE THIS ELKRIDGE A STANDOUT! JUST MOVE IN, UNPACK, AND ENJOY THE FLORIDA LIFESTYLE! Schedule your private showing today! GOLF CART FOR SALE AS WELL.

8642 Se 132nd Street, Summerfield
9006 Se 140th Place Road, Summerfield
$264,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek Gc SubDv. ⋅ 34491 Zip Code
Beautifully maintained and impeccably cared for, this two-bedroom, two-bath Alydar floor plan offers a peaceful setting in Del Webb Spruce Creek Golf & Country Club, a 55+ community. Built in 2003 with concrete block and stucco construction, this home features 1,366 square feet of heated and cooled living space, an open floor plan, and a semi-private lot with a beautiful backyard and brick paver patio. A spacious covered front porch provides a welcoming spot for morning coffee or relaxing evenings. Step through the half-glass front door to find freshly painted interiors, tranquil colors, and 18-inch tile laid on the diagonal throughout the main living areas and enclosed lanai. Both bedrooms feature recently updated luxury vinyl plank flooring, creating an easy-care, carpet-free interior. The kitchen opens to the living room and features a breakfast bar, glass tile backsplash, tile flooring, and stainless steel appliances all replaced within the past two years. An eat-in area offers a comfortable space for casual dining. The enclosed lanai provides additional space for relaxing and entertaining while enjoying backyard views, with the paver patio offering another inviting place to unwind outdoors. The generously sized primary bedroom overlooks the peaceful backyard, while the primary bathroom offers dual sinks and a walk-in shower with two built-in benches. Both bathrooms have been refreshed with new paint. Additional highlights include an inside laundry room, an extended garage measuring 26 feet deep, fresh exterior paint, a roof replaced in 2014, and an HVAC system updated in 2025. Thoughtful updates, inviting outdoor spaces, and exceptional care make this Alydar a wonderful place to call home.

9006 Se 140th Place Road, Summerfield
13185 Se 93rd Terrace Road, Summerfield
$259,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek Gc SubDv. ⋅ 34491 Zip Code
This "snowbird ready" furnished Amelia model, featuring two bedrooms and two bathrooms, is situated within the esteemed Del Webb Spruce Creek Golf & Country Club - a premier 55+ active adult community. The property has undergone numerous recent upgrades designed to enhance both comfort and modern living standards. Notable improvements include a brand new HVAC system (12/2025) and water heater (12/2025), as well as a roof replacement completed in 2021. The home showcases luxury vinyl plank flooring, granite kitchen countertops with coordinating backsplash, a stainless steel sink and stainless appliances - all updated in 2021. Interior enhancements consist of new doors, fresh paint, updated window blinds, and contemporary light fixtures and ceiling fans. The primary and guest bathrooms received updates in 2026, and the front entry boasts a beveled glass insert and full-view storm door with screen and glass options for ample natural light. The garage offers a painted floor, sliding screen system, and plumbing for a slop sink. Exterior improvements include freshly painted driveway, sidewalk, and both porches in 2026. This meticulously maintained home provides an exceptional opportunity to enjoy refined living in one of Summerfield’s most desirable communities—Del Webb Spruce Creek Golf & Country Club, a tree-canopied 55+ community which offers outstanding amenities such as 3 pools, basketball, pickleball, bocce ball and tennis courts, a softball field, four 9-hole golf courses, just to name a few, a restaurant, and over 70 clubs. Conveniently situated just north of The Villages and south of Ocala, this community is a true, gated community and close to fine dining, shopping and entertainment. Call today for your opportunity to see this home! Updated pictures coming soon.

13185 Se 93rd Terrace Road, Summerfield
9082 Se 135th Loop, Summerfield
$295,900
3 Beds ⋅ 2 Baths ⋅ Spruce Creek Gc SubDv. ⋅ 34491 Zip Code
Virtually Staged. Space, versatility, and exceptional value come together in this expanded Aspen at 9082 SE 135th Loop in Del Webb Spruce Creek Golf & Country Club! At just $133 per square foot, this spacious home offers an opportunity to bring your imagination and explore endless possibilities for making it your own. Situated across from the Horizon Center, restaurant, and pool area, this frame-and-stucco home offers 2,223 square feet of heated and cooled living space, three bedrooms, two bathrooms, and multiple flex areas. A NEW ROOF IN 2024 and HVAC replaced in 2016 complement the home’s features. Attractive curb appeal, rock landscape beds with curbing, metal window awnings, and a sliding garage screen enhance the exterior. Inside, tall ceilings and a tiled foyer create a welcoming entrance, with sidelights framing the front door. The split floor plan features formal living and dining rooms, an open kitchen and great room, and a breakfast nook. Laminate flooring flows through the formal living room, dining room, and great room. The spacious kitchen overlooks the great room and features white cabinetry, granite countertops, newer stainless steel appliances, pendant and recessed lighting, and easy-care linoleum flooring. An inside laundry room adds everyday convenience. The carpeted primary suite offers dual walk-in closets and an en suite bathroom with dual vanities, tile flooring, a large walk-in shower, and a soaking tub. An added flex room off the primary bedroom provides even more possibilities. Imagine a private sitting room, creative studio, or upgraded dressing room—virtually staged photos illustrate three potential uses for this versatile space. Two generously sized guest bedrooms and a bathroom between them create a separate guest wing. The guest bathroom includes tile flooring and a tub/shower combination. Enjoy access to the expansive, glass-enclosed, heated and cooled lanai from the great room, formal living room, and primary-suite flex room. Comfortable carpeting makes this inviting space ideal for relaxing or entertaining. An additional small nook offers further versatility, with virtually staged photos showing home office and private bar possibilities. An exterior door with built-in blinds leads to the spacious 25-by-12-foot covered, screened birdcage patio, where a painted floor and private backyard setting create a comfortable outdoor retreat. With generous living spaces, a flexible layout, and a location near community destinations, this expanded Aspen delivers outstanding value at $133 per square foot. Bring your imagination and discover the possibilities! Select photos are virtually staged to illustrate furnishing and design options.

9082 Se 135th Loop, Summerfield
12859 Se 92nd Court Road, Summerfield
$289,750
2 Beds ⋅ 2 Baths ⋅ Spruce Creek Gc SubDv. ⋅ 34491 Zip Code
Set on a quiet cul-de-sac, this two-bedroom, two-bath home with a den offers Florida living. A designer driveway and walkway add curb appeal, complemented by a welcoming entry door. The breakfast nook’s bay window provides views of the front of the home and the street. The kitchen features Corian countertops, updated stainless steel appliances, a closet pantry, a breakfast bar, and tile flooring. The great room can be used as a split living/dining but currently it is one big room with the slider to the covered lanai and birdcage extension. The double door den is located off the entry foyer with direct access to the main part of the house. The other two bedrooms are tucked away for privacy and have laminated flooring (no carpeting) in this home. The primary ensuite has a double sink vanity, with a large shower w/clear glass sliding doors, and a water closet. The inside laundry room with utility sink is connected to the oversized 2-car garage with privacy screens, epoxy floor, pull-down stairs for attic storage and a workbench. To complete the picture, the lanai/birdcage area has a designer floor, a string of lights around the birdcage for ambiance. Pertinent maintenance information: HVAC 2011, shingles 2014, water heater 2024. Call today for a private showing of this very comfortable home. Not too big and not too small with an oversized garage. Great combination and exactly what most buyers are looking for. Welcome to Florida!

12859 Se 92nd Court Road, Summerfield
13417 Se 86th Circle, Summerfield
$309,000
3 Beds ⋅ 2 Baths ⋅ Spruce Creek Gc SubDv. ⋅ 34491 Zip Code
WELCOME TO ONE OF DEL WEBB’S MOST DESIRABLE FLOOR PLANS! This beautifully situated ELKRIDGE offers 3 bedrooms, 2 baths, an inviting open-concept design, and a spacious corner lot in the desirable FIRETHORNE neighborhood. A NEW "WALTER MILLER" ZERO ENTRY SHOWER IN THE PRIMARY BATHROOM (completed October 26th) From the moment you enter, the home feels bright, comfortable, and easy to enjoy. The open floor plan creates a natural flow between the main living areas, making it equally well suited for quiet everyday living or entertaining family and friends. The kitchen features warm oak cabinetry, stainless steel appliances, Wilsonart beveled-edge countertops, and durable vinyl flooring. Step outside to the generous 28' x 10' SCREENED LANAI, a wonderful extension of the living space and the perfect place to enjoy your morning coffee, unwind at the end of the day, or take in Florida’s beautiful weather. The TWO-CAR GARAGE comfortably accommodates two full-sized vehicles, while important updates include a roof approximately 12 years old and an HVAC system approximately 6 years old. The location within the community is another standout feature. Firethorne is conveniently positioned near the Peninsula Recreation Area, offering easy access to the Peninsula pool, 12 lighted pickleball courts, 6 lighted tennis courts, and a brand-new hot tub/spa. All of this is located within the award-winning, gated DEL WEBB SPRUCE CREEK GOLF & COUNTRY CLUB, one of the area’s most sought-after 55+ communities. Residents enjoy more than 70 clubs and activities, three pools, three spas, a fitness center, clubhouse, bocce, shuffleboard, pickleball, tennis, sand and water volleyball, scenic walking paths, pavilions, Lake Vista Gazebo, four 9-hole golf courses, and the popular Liberty Grille restaurant. From the breathtaking tree-lined boulevard to the exceptional amenities and active lifestyle, Spruce Creek offers so much more than a home—it offers a true Florida lifestyle. SCHEDULE YOUR PRIVATE SHOWING TODAY and come see why this Elkridge is such a special opportunity.

13417 Se 86th Circle, Summerfield
9243 Se 120th Loop, Summerfield
$369,000
3 Beds ⋅ 2 Baths ⋅ Spruce Creek Gc SubDv. ⋅ 34491 Zip Code
PARK-LIKE backyard, 2025 ROOF & ONE-YEAR HOME WARRANTY in Del Webb Spruce Creek Golf & Country Club, a 55+ community in Summerfield, FL! This beautifully maintained 3-bedroom, 2-bath home sits on a manicured, pie-shaped lot just under a quarter acre, with an oversized backyard backing to a fence line for added privacy. Large sliding glass doors open from the main living area to the 320-square-foot enclosed lanai, an inviting spot for morning coffee or unwinding with peaceful backyard views. Diagonally laid tile and crown molding enhance the main living area, while engineered hardwood flooring brings warmth to all three bedrooms. The kitchen features gorgeous granite countertops and a stainless steel French-door refrigerator, range, microwave, and dishwasher. A large pantry closet PLUS a pantry cabinet with pull-outs provide generous storage, while the adjoining dinette offers a convenient built-in desk. The split-bedroom floor plan separates the primary suite from the two guest bedrooms and guest bath. The primary suite includes a large walk-in closet and an ensuite bath with a garden tub, separate walk-in shower, and private water closet. Both guest bedrooms feature built-in closets, and the guest bath features a single vanity and tub/shower combination. Additional features include a WATER HEATER REPLACED IN 2023, whole-house Culligan water softener, and an inside laundry room with built-in cabinets. The two-car garage offers a built-in workshop and pull-down attic stairs, and the extra-long driveway provides additional parking space. A ONE-YEAR HOME WARRANTY is included for added buyer peace of mind! Enjoy the amenities of Del Webb Spruce Creek Golf & Country Club, a 55+ golf cart community offering golf, a full fitness center, indoor and outdoor pools, pickleball, softball, shuffleboard, walking trails, billiards, a restaurant, RV storage, Clubs, and more. Nearby The Villages, Florida, offers additional shopping, dining, and public entertainment opportunities. Come experience the spacious backyard, relaxing lanai, and thoughtful features that make this home such a welcoming place to call your own!

9243 Se 120th Loop, Summerfield
9261 Se 124th Place, Summerfield
$379,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek Gc SubDv. ⋅ 34491 Zip Code
Pristine Captiva with Standout Curb Appeal. This immaculate concrete block and stucco Captiva combines standout curb appeal with an open floor plan and thoughtful use of every square foot. Designer wall colors, upgraded ceiling fans, decorative window casings, and abundant storage bring style and functionality throughout, while several solar tubes provide natural light. Kitchen and Living Spaces. The spacious eat-in kitchen features quartz countertops, a designer backsplash, a gas range, upgraded appliances, a pantry, and a center island. A separate butler's pantry offers additional storage and a second refrigerator. Combination living/dining room is light and bright and gives access to the climate controlled lanai and the den. Beautiful laminate flooring, solar tube and lots of windows makes this feel comfy and relaxing. Den features built-in bookcase. Lanai is climate controlled with a paver patio outside. Primary Suite and Guest Accommodations. The primary suite features a double-door entry, a bay window, and an en suite bath with a spacious walk-closet and upgraded storage reminiscent of a California-style closet system. The equally inviting guest bedroom has a conveniently located guest bath nearby. Energy Features and System Updates. Energy-conscious features include radiant barrier insulation in the attic and seller-installed solar panels reducing monthly bills substantially. In addition to the home's interior, the oversized two-car garage, golf cart garage, and lanai are climate controlled. HVAC (2021), roof shingles (2022), Solar PV system (2022) and water heater (2023). The solar panels make this home energy-efficient with options (may be connected to two back up batteries and a generator to become fully energy-independent). Garage and Storage. The oversized two-car garage and separate golf cart garage boasts practical features for everyday convenience: Racecar decking flooring, keyless entry, attic storage, utility sink and laundry hookups. Also, climate controlled. Beautiful home located close to the Fitness Center. Certainly a must see if you enjoy a move-in ready home with comfort in mind.

9261 Se 124th Place, Summerfield
13136 Se 86th Circle, Summerfield
$339,000
3 Beds ⋅ 2 Baths ⋅ Spruce Creek Gc SubDv. ⋅ 34491 Zip Code
WOW is exactly what you’ll say when you drive up to this exceptional 3-bedroom, 2-bath Elkridge home! From the beautiful landscaping and distinctive hacienda-style walls to the elegant leaded-glass entryway, this home makes a memorable first impression—and the surprises continue inside. Step inside to discover beautiful bamboo flooring, recessed lighting, and surround sound that enhance the home's inviting atmosphere. The well-appointed kitchen is sure to impress, featuring luxurious granite countertops, stainless steel appliances and a stainless steel contour sink, and tall maple cabinetry with convenient double roll-outs. It’s the kind of kitchen you’ve always wanted! All three bedrooms feature engineered wood flooring and custom closet organization systems. Both bathrooms offer elegant granite countertops, adding another touch of style throughout the home. But WAIT—there’s more! Enjoy year-round comfort in the glass-enclosed, climate-controlled lanai, conveniently designed without a step-down. Relax while taking in views of your own private backyard oasis or extend your outdoor enjoyment onto the beautiful paver patio. A remote-controlled awning adds even more convenience and comfort. The extras continue with an extended garage offering an additional four feet of space, a utility sink, and convenient drop-down attic stairs. The hacienda-style wall extends around the entire home, providing a distinctive look, while a private well supplies water for irrigation. Low-E glass windows add another desirable feature to this thoughtfully appointed property. From the striking curb appeal to the beautifully finished interior and inviting outdoor living spaces, this home offers a special combination of style, comfort, and thoughtful upgrades. This is truly a one-of-a-kind home you need to see TODAY! Most furniture is also available, offering an opportunity to make this exceptional property your own with added convenience. Don’t miss your chance to discover everything this remarkable home has to offer! Roof 2014, Hot Water Heater 2026. House has been repiped.

13136 Se 86th Circle, Summerfield
8794 Se 140th Place Road, Summerfield
$339,255
3 Beds ⋅ 2 Baths ⋅ Spruce Creek Gc SubDv. ⋅ 34491 Zip Code
Stunning Aspen model boasts 3 bedrooms and 2 baths split plan with expanded lanai. Located on tree lined boulevard that provides privacy. Enter the beautiful custom glass front door with glass sidelights into the formal living room, formal dining room (or can be utilized as an office area as current owner does), a spacious kitchen with updated appliances and granite counter tops, that lead to a family room with an open concept all of these areas have gleaming hard wood flooring. Crown molding throughout the house adds another great custom detail. Spacious primary bedroom with LVP flooring has two walk-in closets, a spacious primary bath with double sinks, large shower, garden tub and enclosed water closet (custom). The guest bedrooms have luxury carpeting, and a roomy guest bath situated in between both bedrooms. The enlarged Florida room is under heat and air and is included in the living area square feet, the pool table in the lanai conveys with the sale. Extended garage with great custom storage features and golf cart is included in the sale. There is also some furniture available for sale. HVAC new 6/2024, mini split on lanai 2016, roof re-shingled 2013. This home has been meticulously maintained inside and out. Located in beautiful Del Webb Spruce Creek Golf and Country Club with 3 pools, fitness center, 36 holes of golf and so much more! HOA OWNED AND MAINTAINED COMMUNITY. See it today!

8794 Se 140th Place Road, Summerfield
13875 Se 94th Avenue, Summerfield
$295,500
2 Beds ⋅ 2 Baths ⋅ Spruce Creek Gc SubDv. ⋅ 34491 Zip Code
Welcome to this inviting Citation model home in the highly desirable, gated 55+ community of Del Webb’s Spruce Creek Golf & Country Club! Featuring a popular split-bedroom floor plan, this home offers a spacious primary bedroom suite, a second bedroom, and a versatile office/den—perfect for working from home, pursuing hobbies, or accommodating guests. Additional features include a two-car garage, paver driveway, and rear paver patio. One of the home's standout features is the approximately 28' x 10' enclosed lanai with central heating and air conditioning, providing exceptional additional living space beyond the approximately 1,575 square feet of interior living area. Enjoy added peace of mind with a roof reshingled in 2026 using Owens Corning shingles, a central HVAC system replaced in 2016, and a whole-house Generac generator installed in 2020 that automatically switches on during a power outage. The washer and dryer are included for added convenience. 2022 Club Car electric golf cart is available separately at a discount. Del Webb’s Spruce Creek Golf & Country Club offers an incredible array of amenities and opportunities to stay active, socialize, and enjoy the Florida lifestyle. Residents can enjoy three swimming pools, three spas, more than 70 clubs, a clubhouse, fitness center, pickleball courts, tennis courts, shuffleboard, bocce ball, and scenic walking paths. Additional amenities are available for a fee, including RV storage, the Liberty Grille Restaurant, and four nine-hole golf courses. Whether you're looking for an active retirement lifestyle, a comfortable place to entertain, or a home with valuable upgrades and versatile living space, this Citation model offers a wonderful opportunity to enjoy all that Spruce Creek Golf & Country Club has to offer!

13875 Se 94th Avenue, Summerfield
13425 Se 86th Circle, Summerfield
$295,000
3 Beds ⋅ 2 Baths ⋅ Spruce Creek Gc SubDv. ⋅ 34491 Zip Code
A very nice ELKRIDGE by the original owner. 3 Bedrooms 2 Baths. Laminate flooring in main area with carpet in bedrooms.Custom window cornices. ROOF 2014 - HVAC 2022 . 28'x10' carpeted Lanai. Plantation Shutters. AWARD-WINNING Del Webb Spruce Creek Golf & Country Club is a GATED, 3,250 home, +55 Community with over 70 clubs, 3 pools, 3 spas, a Clubhouse, a Fitness Center, Bocce Ball, Shuffleboard, 12 Pickle ball Courts, 7 Tennis Courts, Sand Volleyball, Water Volleyball, Lake Vista Gazebo, Pavilions, Walking Paths and so much more! Come see this beautiful community with a GORGEOUS Tree Canopy on the Boulevard and its Restaurant, Liberty Grille. Come, enjoy the four (4) 9-hole Golf Courses today and begin living your BEST LIFE! Land, Sit

13425 Se 86th Circle, Summerfield
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