Sumter County Homes under $400,000

Sumter County Homes under $400,000

Welcome to Sumter County, Florida – a hidden gem nestled in the heart of the Sunshine State! Known for its picturesque landscapes, friendly communities, and a lifestyle that perfectly balances tranquility and convenience, Sumter County is an ideal destination for those seeking a vibrant yet serene place to call home.

One of the most appealing aspects of this charming county is its diverse range of homes available for under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a vacation retreat, Sumter County offers an array of properties that cater to various lifestyles and budgets. From cozy single-family homes to modern townhouses and spacious lots perfect for your dream home, there’s something for everyone in this welcoming community.

Sumter County boasts a rich heritage and a variety of recreational opportunities. Enjoy outdoor adventures at the nearby Withlacoochee State Forest, where hiking, biking, and wildlife watching are just a few of the activities you can indulge in. The county is also home to charming towns like Bushnell and Wildwood, where you can explore local shops, dine at delightful eateries, and immerse yourself in the warm, inviting atmosphere.

With its affordable housing options, stunning natural beauty, and a strong sense of community, Sumter County is more than just a place to live – it’s a place to thrive. Discover your dream home in this enchanting county and start creating beautiful memories in sunny Florida today!

Newest Sumter County Homes under $400,000

930 Ramos Drive, The Villages
$379,900
3 Beds ⋅ 2 Baths ⋅ Villages Of Sumter SubDv. ⋅ 32159 Zip Code
Welcome to 930 Ramos Drive in the Village of Hacienda South! New ROOF coming soon! This inviting 3-bedroom, 2-bathroom home offers a desirable split-bedroom floor plan, a versatile den, and a 2-car garage. The thoughtfully designed layout provides comfortable living space with flexibility for a home office, hobby room, or additional sitting area. Enjoy the Florida lifestyle from the screened lanai, perfect for relaxing outdoors, enjoying your morning coffee, or unwinding at the end of the day. The backyard also offers room to add a pool, allowing you to create your own private outdoor retreat. Whether you're searching for a full-time residence or a seasonal getaway, this home offers a wonderful opportunity to enjoy life in The Villages, Florida. Don't miss your chance to make this home your own!

930 Ramos Drive, The Villages
766 Bartlet, The Villages
$309,900
2 Beds ⋅ 2 Baths ⋅ The Village Of Sumter SubDv. ⋅ 32162 Zip Code
**Beautiful 2-Bedroom, 2-Bath Getaway Model in The Village of Hemingway!** Welcome to this beautifully maintained **2-bedroom, 2-bath Getaway model home** located in the desirable Village of Hemingway in The Villages. This charming home is being offered **turnkey**, making it the perfect move-in-ready getaway or full-time residence. The home features **cathedral ceilings**, creating an open and spacious feel throughout the main living areas. The kitchen offers **granite countertops**, adding both style and functionality. Enjoy the Florida lifestyle from the lanai, complete with **automated drop-down curtains**, perfect for added privacy and comfort while entertaining or relaxing. Recent updates include a **new roof** and a **water heater approximately one year old**, providing peace of mind for the next owner. With its desirable location, thoughtful updates, and turnkey furnishings, this Getaway model is ready for you to start enjoying everything The Villages has to offer!

766 Bartlet, The Villages
1530 Barnwell Place, The Villages
$345,000
2 Beds ⋅ 2 Baths ⋅ Villages Of Sumter Sullivan Villas SubDv. ⋅ 32162 Zip Code
Beautiful & charming courtyard villa awaits you in sought-after Village of POINCIANA just 9 minutes from LAKE SUMTER LANDING. Prepare to fall in love with this TURNKEY home featuring 2-Bedroom/2-bath OPEN floor plan that has an exquisite and bright Florida living space both inside and out! Inside you'll find VOLUME CEILINGS, a kitchen any home chef would love featuring CROWN CABINETRY, PULL OUT SHELVING, STAINLESS STEEL appliances including a GAS RANGE, closet PANTRY, beautiful GRANITE counter tops with complementary BACKSPLASH. There's also a breakfast bar for casual dining. Living room opens with SLIDING GLASS DOORS out to the LANAI which is surrounded by an AMAZING outdoor OASIS. The floor to ceiling windows can be opened to screens and you can completely enjoy the absolutely serene and peace-filled tropical oasis with night time CUSTOM LANDSCAPE LIGHTING to sooth the soul. LANAI also features a separate HVAC system (heat & cooling). Built in shades for total comfort complete the Lanai. The beautifully decorated and completely furnished interior also features thoughtful upgrades - PLANTATON SHUTTERS, wood-look TILE flooring as well as TANKLESS WATER HEATER, NEW AC 2026, & APOXY garage floor 2024. You're minutes from recreational activities, shopping, and dining in the heart of The Villages. Let your Village's life begin in this beautiful TURNKEY home!

1530 Barnwell Place, The Villages
2795 Privada Drive, The Villages
$325,000
3 Beds ⋅ 2 Baths ⋅ The Villages SubDv. ⋅ 32162 Zip Code
FANTASTIC 3/2 Amarillo featuring a SCREENED FRONT PORCH and LANAI with EXTENDED BIRDCAGE - CONVENIENTLY LOCATED near BOTH Spanish Springs Town Square and Lake Sumter Landing in the quaint Village of Alhambra! BOND PAID! ROOF (2020). As you approach this BEAUTIFUL home, you’ll immediately appreciate the TROPICAL landscaping nestled within CURVED STONE BEDS, DECORATIVELY PAINTED drive and walkways, and a CHARMING SCREENED FRONT PORCH - an inviting retreat for morning coffee, afternoon reading, or simply enjoying the Florida sunshine! Step inside to discover a SPECTACULAR OPEN-CONCEPT design where the living, dining, and kitchen areas flow seamlessly together. THREE SOLAR TUBES infuse the interior with NATURAL LIGHT, while SOARING VAULTED CEILINGS and light-wood NEW LUXURY VINYL PLANK flooring create a SPACIOUS main living area. ALL WINDOWS FEATURE GRANITE SILLS, adding an elegant finishing touch throughout the home. The FABULOUS KITCHEN is both stylish and functional, featuring WOOD and WHITE cabinetry with GLASS ACCENTS, convenient ROLL-OUT SHELVING, GRANITE countertops, TILE backsplash, and STAINLESS appliances, including a DOUBLE OVEN. At the heart of the kitchen, a GENEROUSLY SIZED ISLAND with BEAD BOARD accents provides the perfect gathering place for casual dining and entertaining. From the dining room, FRENCH DOORS open to a SCREENED LANAI and EXTENDED BIRDCAGE, creating an exceptional PRIVATE OUTDOOR RETREAT. This inviting space features EPOXY PEBBLE flooring, SOLAR SHADES, CEILING FAN, and MATURE PRIVACY LANDSCAPING. A exterior screen door provides convenient access to the SIDE YARD - an ideal space for grilling and pets. Together, these inviting spaces create a PRIVATE, OUTDOOR OASIS for lounging, dining, gathering with friends and family, or simply enjoying the beautiful Florida weather! Back inside, the primary suite showcases LVP flooring and a GENEROUS WALK-IN closet. Its EN-SUITE bathroom boasts WHITE cabinetry with make-up vanity and GRANITE top, TILE WALK-IN shower, and a LINEN closet. Designed for privacy, the SPLIT FLOOR PLAN creates a SEPARATE GUEST WING with two additional bedrooms and bath behind a POCKET DOOR. Each bedroom features LVP flooring and built-in closets. The second bathroom is thoughtfully appointed with a WOOD vanity, TILE shower and EXTRA-DEEP tub combination, LINEN closet, and an additional hallway STORAGE closet. A centrally-located INTERIOR LAUNDRY room offers ADDITIONAL CABINETRY and a utility sink. Directly off of the laundry room, lies a two-car garage with EPOXY floor, sliding GARAGE SCREEN, STORAGE shelving, and attic access with stairs. A FLOOR-BOLTED SAFE IS ALSO INCLUDED WITH THE HOME. DON’T MISS YOUR OPPORTUNITY to make this WONDERFUL HOME YOUR OWN! The Village of Alhambra is IDEALLY LOCATED near BOTH Spanish Springs Town Square and Lake Sumter Landing with live nightly entertainment! Close to Glenview Championship Golf and Country Club; El Santiago and El Diablo Executive Golf Courses; Savannah Regional Recreation Center; El Santiago Neighborhood Pool and Recreation Center; The Savannah Center Theater; and US 27 and CR 466 with abundant shopping, dining, banking, medical, and more! PLEASE WATCH OUR WALKTHROUGH VIDEO of this BEAUTIFUL HOME in an AMAZING LOCATION and CALL TODAY to schedule your Private Showing or Virtual Tour!

2795 Privada Drive, The Villages
1746 Nebraska Loop, Sumterville
$270,000
3 Beds ⋅ 2 Baths ⋅ Sumter Villas SubDv. ⋅ 33585 Zip Code
Welcome to this charming 3 bedroom, 2 bath home with its modern finishes and a fenced yard for all of your entertainment, pets and privacy. This corner lot also backs up to a conservation area so you have no rear neighbors. The home boasts an open floor plan looking into the kitchen with stainless steel appliances and granite counter tops. It offers a split bedroom design featuring walk in closets with the owners suite providing its own master bath. Ceiling fans are throughout for your comfort. You have a two car garage with garage openers. There is a community pool, cabana and a club house for your enjoyment. The newer community is located off of US 301 which makes it an easy commute to The Villages, Ocala, Tampa and Orlando. Shopping, restaurants, grocery stores and everday convenience is just a short drive. Call today for your showing!

1746 Nebraska Loop, Sumterville
8860 Wildflower Field Lane, Wildwood
$269,990
3 Beds ⋅ 2 Baths ⋅ Woodland Crossings SubDv. ⋅ 34785 Zip Code
Great Investment Opportunity for brand new community in Wildwood, FL. Model Home leaseback. The Mahogany single-family home offers a fresh take on fine living. From your front porch or 2-car garage, step into a ranch floor plan that blends convenience and style. There’s plenty of room for family and friends in 2 spacious bedrooms, with a full bath just outside their doors. Gather in the great room for movie nights, and don’t forget to prep popcorn and other delicious snacks on the gourmet kitchen’s large island. Enjoy the night air on your lanai before heading to bed in the sensational owner’s suite, featuring a walk-in closet and step-in shower. The good life lives here. Discover simplified Florida living in a well-connected new community designed for comfort, value, and everyday ease. Woodland Crossing pairs thoughtfully designed homes with resort-style swimming pool and cabana, pickleball courts, playground and multi-purpose play field. Ideally located in Wildwood, Woodland Crossing places you near Central Florida’s most convenient destinations—without the congestion of larger masterplanned communities. Convenient drives to the Florida Turnpike and I-75 for regional travel. Near healthcare, dining, and community events throughout Sumter County. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

8860 Wildflower Field Lane, Wildwood
8948 Breezy Meadows Drive, Wildwood
$383,721
4 Beds ⋅ 3 Baths ⋅ Woodland Crossings SubDv. ⋅ 34785 Zip Code
New construction home with 2314 square feet on one-story including 4 bedrooms, 3 baths, and an open living area. Enjoy an open kitchen with Quartz countertops, Samsung stainless steel appliances, a walk-in pantry, and a large counter-height bar, fully open to the dining café and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a walk-in wardrobe and a private en-suite bath with dual vanities, a large, tiled shower, garden tub and a closeted toilet. Plus, enjoy a covered lanai, 3-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. “Please note, virtual tour/photos showcase the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey.

8948 Breezy Meadows Drive, Wildwood
1106 Forest Lake Drive, Wildwood
$314,900
4 Beds ⋅ 3 Baths ⋅ Woodland Crossings SubDv. ⋅ 34785 Zip Code
New construction home with 2029 square feet one-story including 4 bedrooms, 2.5 baths, and an open living area. Enjoy an open kitchen with 42" shaker-style cabinets, Samsung stainless steel appliances, pantry, and a spacious counter height island, fully open to the dining café and gathering room. Silestone countertops, The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a walk-in wardrobe and a private en-suite bath with dual vanities, a tiled shower, and a closeted toilet. Jack-and-Jill hall bath with an enclosed tub and toilet, accessed from bedrooms 3 and 4. Plus, enjoy a covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. Please note, virtual tour/photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey."

1106 Forest Lake Drive, Wildwood
954 Barrymoore Loop, The Villages
$345,000
3 Beds ⋅ 2 Baths ⋅ The Villages SubDv. ⋅ 32162 Zip Code
NO BOND! Welcome home to this lovely 3/2 Amarillo model located in The Village of Ashland. From the moment you arrive, you’ll notice the American flag, inviting curb appeal, pavered driveway and walkway, and charming front patio, the perfect spot to enjoy your morning coffee. Inside, you’ll find laminate flooring throughout the main living areas with ceramic tile in the wet areas, vaulted ceilings, and plantation shutters throughout the home. The spacious living room features a mounted 65" TV that is included with the home. The dining area has sliders leading to the enclosed lanai, complete with a portable AC, plantation shutter sliders, and a door leading to the rear patio. The patio provides a great space for grilling, relaxing, or enjoying the Florida sunshine. The kitchen offers high-definition laminate countertops, oak cabinetry, backsplash, a newer stainless steel refrigerator, white appliances, and convenient pullouts. The large island provides plenty of room for barstools and makes entertaining easy. A window over the kitchen sink looks out toward the backyard. The primary suite offers a walk-in closet and ensuite bath with a large textured marble vanity with dual faucets, beautifully updated step-in shower, bidet, and linen closet. The split floor plan provides privacy, with both guest bedrooms located on the opposite side of the home. Each guest bedroom features built-in closets, and one includes a built-in wall safe that stays with the home. The front-facing guest bedroom is currently being used as an office. Ceiling fans are located in all bedrooms. The guest bath features a tub and shower combination along with a linen closet. The indoor laundry room includes a washer and dryer, cabinets for storage, and a built-in pantry area. The laundry room provides access to the two-car garage, which features a newer mini-split AC, pull-down attic access, RainSoft water filtration system, and additional cabinets and shelving that will remain with the home. Enjoy a convenient location just minutes from Lake Sumter Landing, with shopping, dining, entertainment, and everyday conveniences nearby. Lake Miona Park is also close by and offers outdoor fitness equipment, a boat ramp, fishing pier, picnic tables, and more. Roof 2020, HVAC 2014, Water Heater 2015. Taxes $888.16, Fire $320.71, Maintenance $368.53. BOND IS PAID!

954 Barrymoore Loop, The Villages
2399 Cr 423, Lake Panasoffkee
$220,000
3 Beds ⋅ 2 Baths ⋅ Indian Estates SubDv. ⋅ 33538 Zip Code
SELLER PAYING $10,000.00 IN RATE BUY DOWN CREDITS Discover the perfect combination of modern finishes, thoughtful design, and convenient Central Florida living! Welcome to this beautifully designed, BRAND NEW 3-bedroom, 2-bathroom home offering 1,050 square feet of stylish living space in the Indian Estates community of Lake Panasoffkee, Florida. From the moment you arrive, you’ll appreciate the home’s charming modern farmhouse-inspired exterior, crisp white siding, contrasting dark accents, and welcoming curb appeal. Step inside to discover a bright, inviting interior featuring luxury vinyl plank flooring throughout, a neutral color palette, modern fixtures, recessed lighting, and sleek black ceiling fans. The heart of the home is the beautifully appointed kitchen, showcasing crisp white shaker-style cabinetry, elegant countertops, stainless steel appliances, abundant cabinet space, and a spacious center island perfect for meal preparation, casual dining, and entertaining. The open-concept layout creates a comfortable flow between the kitchen and living areas, making the most of every square foot. The thoughtfully designed floor plan offers three comfortable bedrooms and two beautifully finished bathrooms. The primary suite features a private bathroom complete with a spacious walk-in shower, stunning floor-to-ceiling marble-look tile, and a modern vanity. The additional bathroom offers a full bathtub and shower combination with coordinating tile finishes. Both bathrooms feature contemporary fixtures and stylish details. Large windows throughout the home welcome abundant natural light, creating an open and airy atmosphere. Sliding glass doors provide convenient access to the backyard, offering opportunities to create your own outdoor retreat. Outside, enjoy the spacious yard, mature trees throughout the surrounding area, and the peaceful charm of Central Florida living. LOCATION, LOCATION, LOCATION! Situated in Indian Estates in Lake Panasoffkee, this property offers a quieter residential setting while keeping you conveniently connected to the area’s rapidly growing destinations. Enjoy easy access to The Villages, the new Middleton Charter School campus, Wildwood’s expanding shopping and dining options, and nearby recreational opportunities. With convenient access to Interstate 75 and Florida’s Turnpike, commuting to Ocala, Tampa, Orlando, and surrounding Central Florida destinations is a breeze. Whether you’re searching for your first home, looking to downsize without sacrificing modern conveniences, or seeking a brand-new property with contemporary finishes, this home delivers exceptional appeal. Why settle for an older home when you can enjoy the beauty, comfort, and convenience of BRAND NEW CONSTRUCTION? Schedule your private showing today and discover everything this beautiful Indian Estates home has to offer!

2399 Cr 423, Lake Panasoffkee
2531 Cr 546a, Bushnell
$365,000
3 Beds ⋅ 2 Baths ⋅ 1004 SubDv. ⋅ 33513 Zip Code
Motivated seller!!!! Discover the privacy, beauty, and possibilities of this 6.88-acre country property, ideally located just 15 minutes from The Villages/Middleton and Bushnell. The property is a rare combination of gorgeous mature grandfather oaks, open pasture, useful outbuildings, and a peaceful rural setting—while still being conveniently located to nearby shopping, dining, and amenities. The property features more than 40 beautiful mature oak trees, creating a picturesque natural setting with plenty of shade and character. Open pasture areas provide room for animals, gardening, recreation, or simply enjoying the peaceful surroundings. A 2002 single-wide manufactured home offers approximately 980 square feet, with 3 bedrooms and 2 bathrooms. The home has a metal roof and offers an opportunity for someone looking for a country property, weekend retreat, or homestead. This home sits in its original location since 2002. Outdoor improvements make this property especially versatile. A stocked pond is home to catfish, bream, and turtles, providing a relaxing spot to enjoy the outdoors. A 10' x 12' chicken coop is already in place, with chickens included with the property. For storage, hobbies, equipment, animals, or workshop space, there are multiple substantial outbuildings: 20' x 35' barn/workshop with a new metal roof, 115V and 220V electrical service, and lighting 10' x 32' barn/tack room with a new metal roof, 115V and 220V electrical service, and lighting 10' x 20' Smith-built storage shed, which needs some repairs Additional property improvements include a well and bladder tank replaced approximately three years ago. The septic tank was recently pumped and inspected with no reported issues. Tucked away in a private country location, this property offers the space and flexibility that's increasingly hard to find—yet you're only about 15 minutes from The Villages/Middleton and Bushnell. Whether you're looking for a small farm, homestead, hobby property, country getaway, or a place with room for animals and projects, this 6.88-acre property offers tremendous potential. Come enjoy the granddaddy oaks, open pasture, stocked pond, and peaceful country lifestyle—while staying conveniently close to everything you need.

2531 Cr 546a, Bushnell
9124 Wildlight Trail, Wildwood
$300,330
4 Beds ⋅ 2 Baths ⋅ Highfield At Twisted Oaks SubDv. ⋅ 34785 Zip Code
You will be delighted with this a spacious open plan. Key features include 9’4” ceilings, a kitchen with ample cabinetry with 42” upper cabinets for extra storage, a spacious island with sink, quartz countertops and stainless steel appliances. Retreat to the private master suite featuring dual vanities and a large walk-in closet. You have the option to transform a bedroom into a den featuring French doors. Every home comes with a SMART home technology package.

9124 Wildlight Trail, Wildwood
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