Sumter County Homes under $500,000

Sumter County Homes under $500,000

Welcome to Sumter County, Florida—a hidden gem that beautifully blends small-town charm with the vibrant spirit of the Sunshine State. Nestled in the heart of Central Florida, Sumter County is renowned for its picturesque landscapes, friendly communities, and a wealth of outdoor recreational opportunities. From the stunning shores of Lake Panasoffkee to the lush greenery of the Withlacoochee State Forest, nature enthusiasts will find plenty to explore.

For those seeking a place to call home, Sumter County offers an impressive array of homes under $500,000, making it an ideal destination for first-time buyers, families, and retirees alike. Whether you’re looking for a cozy single-family home, a spacious townhouse, or a charming cottage, you’ll discover a diverse selection of properties that cater to various lifestyles and budgets.

The real estate market in Sumter is thriving, with homes featuring modern amenities, open floor plans, and beautiful outdoor spaces that are perfect for entertaining or enjoying the serene Florida weather. Many neighborhoods are conveniently located near schools, shopping centers, and recreational facilities, ensuring that residents have everything they need within reach.

Sumter County’s welcoming atmosphere, combined with its affordable housing options, makes it a fantastic place to settle down. With a strong sense of community and a slower pace of life, you’ll find that this county is not just a place to live, but a place to thrive. Explore the possibilities today and discover your dream home in Sumter County!

Newest Sumter County Homes under $500,000

1746 Nebraska Loop, Sumterville
$270,000
3 Beds ⋅ 2 Baths ⋅ Sumter Villas SubDv. ⋅ 33585 Zip Code
Welcome to this charming 3 bedroom, 2 bath home with its modern finishes and a fenced yard for all of your entertainment, pets and privacy. This corner lot also backs up to a conservation area so you have no rear neighbors. The home boasts an open floor plan looking into the kitchen with stainless steel appliances and granite counter tops. It offers a split bedroom design featuring walk in closets with the owners suite providing its own master bath. Ceiling fans are throughout for your comfort. You have a two car garage with garage openers. There is a community pool, cabana and a club house for your enjoyment. The newer community is located off of US 301 which makes it an easy commute to The Villages, Ocala, Tampa and Orlando. Shopping, restaurants, grocery stores and everday convenience is just a short drive. Call today for your showing!

1746 Nebraska Loop, Sumterville
8860 Wildflower Field Lane, Wildwood
$269,990
3 Beds ⋅ 2 Baths ⋅ Woodland Crossings SubDv. ⋅ 34785 Zip Code
Great Investment Opportunity for brand new community in Wildwood, FL. Model Home leaseback. The Mahogany single-family home offers a fresh take on fine living. From your front porch or 2-car garage, step into a ranch floor plan that blends convenience and style. There’s plenty of room for family and friends in 2 spacious bedrooms, with a full bath just outside their doors. Gather in the great room for movie nights, and don’t forget to prep popcorn and other delicious snacks on the gourmet kitchen’s large island. Enjoy the night air on your lanai before heading to bed in the sensational owner’s suite, featuring a walk-in closet and step-in shower. The good life lives here. Discover simplified Florida living in a well-connected new community designed for comfort, value, and everyday ease. Woodland Crossing pairs thoughtfully designed homes with resort-style swimming pool and cabana, pickleball courts, playground and multi-purpose play field. Ideally located in Wildwood, Woodland Crossing places you near Central Florida’s most convenient destinations—without the congestion of larger masterplanned communities. Convenient drives to the Florida Turnpike and I-75 for regional travel. Near healthcare, dining, and community events throughout Sumter County. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

8860 Wildflower Field Lane, Wildwood
8948 Breezy Meadows Drive, Wildwood
$383,721
4 Beds ⋅ 3 Baths ⋅ Woodland Crossings SubDv. ⋅ 34785 Zip Code
New construction home with 2314 square feet on one-story including 4 bedrooms, 3 baths, and an open living area. Enjoy an open kitchen with Quartz countertops, Samsung stainless steel appliances, a walk-in pantry, and a large counter-height bar, fully open to the dining café and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a walk-in wardrobe and a private en-suite bath with dual vanities, a large, tiled shower, garden tub and a closeted toilet. Plus, enjoy a covered lanai, 3-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. “Please note, virtual tour/photos showcase the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey.

8948 Breezy Meadows Drive, Wildwood
1106 Forest Lake Drive, Wildwood
$314,900
4 Beds ⋅ 3 Baths ⋅ Woodland Crossings SubDv. ⋅ 34785 Zip Code
New construction home with 2029 square feet one-story including 4 bedrooms, 2.5 baths, and an open living area. Enjoy an open kitchen with 42" shaker-style cabinets, Samsung stainless steel appliances, pantry, and a spacious counter height island, fully open to the dining café and gathering room. Silestone countertops, The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a walk-in wardrobe and a private en-suite bath with dual vanities, a tiled shower, and a closeted toilet. Jack-and-Jill hall bath with an enclosed tub and toilet, accessed from bedrooms 3 and 4. Plus, enjoy a covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. Please note, virtual tour/photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey."

1106 Forest Lake Drive, Wildwood
6065 Keckonen Drive, The Villages
$475,000
3 Beds ⋅ 2 Baths ⋅ Southern Oaks Un 40 SubDv. ⋅ 32163 Zip Code
Popular Begonia Model in Monarch Grove! This inviting home features ceramic tile flooring throughout the main living areas and comfortable carpeting in the bedrooms. Enjoy a kitchen with quartz countertops, stainless steel appliances, a natural gas range, and ivory cabinetry. An enclosed lanai overlooks the rear yard, featuring a privacy fence and attractive palm landscaping. Conveniently located near Brownwood Paddock Square, Eastport, Sawgrass Grove, and Magnolia Plaza for shopping, dining, and entertainment. Let's get you "Living the Dream in The Villages!" Schedule your private showing today!

6065 Keckonen Drive, The Villages
1926 Eldridge Loop, The Villages
$440,000
3 Beds ⋅ 2 Baths ⋅ The Villages SubDv. ⋅ 32162 Zip Code
NEW ROOF ON ORDER / MANDEVILLA / CLIMATE CONTROLLED L-SHAPED LANAI / INSIDE LAUNDRY / LVP FLOORING / PARTIALLY FURNISHED NEW ROOF ON ORDER! Discover this well maintained and beautifully appointed 3 Bedroom, 2 Bathroom MANDEVILLA Designer Home in the desirable Village of Pennecamp in The Villages, Florida. Featuring a spacious kitchen, LUXURY VINYL PLANK FLOORING, INSIDE LAUNDRY, an elevated L-SHAPED LANAI with MINI SPLIT, abundant storage, and a TWO-CAR GARAGE, this inviting home combines comfortable living with an excellent location near golf and recreation. Step inside to a welcoming foyer where a DOUBLE DOOR STORAGE CLOSET provides convenient space for everyday organization. The spacious KITCHEN offers exceptional functionality with CORIAN COUNTERTOPS, a WORKING ISLAND, TWO FULL SIZE REFRIGERATORS, BUILT IN OVEN, separate COOKTOP, cabinet pullouts, pot drawers, and abundant cabinetry. An EAT IN AREA provides a comfortable spot for casual meals, while the home's dedicated DINING ROOM features an attractive TRAY CEILING for more formal dining and entertaining. LUXURY VINYL PLANK FLOORING flows throughout the main living areas and bedrooms, while diagonal tile adds durability and visual interest in the kitchen and bathrooms. The spacious PRIMARY SUITE provides a comfortable retreat with DUAL CLOSETS and a private ensuite featuring DUAL SINKS, a WALK IN SHOWER, and PRIVATE WATER CLOSET. Bedrooms Two and Three are positioned toward the front of the home, each with a closet and convenient access to the guest bathroom featuring a diagonally tiled TUB AND SHOWER combination. This layout provides comfortable separation between the primary and guest areas. One of the home's standout features is the elevated L SHAPED LANAI. Its higher position allows additional natural light into this inviting space, while a MINI SPLIT provides added comfort throughout the seasons. A convenient nook offers additional tucked away storage, and the adjoining GRILLING PATIO makes it easy to take the enjoyment outdoors. The INSIDE LAUNDRY ROOM adds everyday convenience and includes a PANTRY CLOSET for additional household and kitchen storage. The TWO-CAR GARAGE features a WINDOW FOR NATURAL LIGHT along with easy pull-down ALUMINUM ATTIC STAIRS providing convenient access to ABUNDANT ATTIC STORAGE. The home is PARTIALLY FURNISHED, offering an easier transition for the next owner. LOCATION is another highlight, with golf and recreation conveniently nearby: Pennecamp Recreation Center, approximately 0.3 miles Allamanda Pickleball Courts, approximately 1.1 miles Cane Garden Championship Golf and Country Club with restaurant, approximately 1.2 miles Stirling Star Executive Golf Course, approximately 1.3 miles Sterling Heights Executive Golf Course, approximately 1.5 miles Well maintained, thoughtfully appointed, and ideally located, this Village of Pennecamp Mandevilla offers the space, storage, indoor and outdoor living areas, and convenient access to recreation that make The Villages lifestyle so enjoyable. With a NEW ROOF ON ORDER, spacious kitchen, climate-controlled lanai, inside laundry, and partially furnished interior, this home is ready for its next chapter. Schedule your private showing today!

1926 Eldridge Loop, The Villages
1230 Carvello Drive, The Villages
$435,000
4 Beds ⋅ 3 Baths ⋅ Sumter Villages SubDv. ⋅ 32162 Zip Code
Discover a special blend of privacy, versatility, and the sought-after Villages lifestyle at this 4-bedroom, 2.5-bath home in the Village of Santiago! One of the property’s most remarkable features is the expansive 65-acre turtle preserve directly behind the home, offering peaceful natural views, added privacy, and no rear neighbors. Enjoy your morning coffee or unwind in the evening from the partially covered birdcage while taking in the tranquil surroundings and beautiful Florida sunsets. Inside, the home welcomes you with vaulted ceilings, crown molding, and abundant natural light enhanced by three solar tubes. The kitchen offers granite countertops, stainless steel appliances, a decorative tile backsplash, and generous storage, making it both functional and inviting. Tile and laminate flooring extend throughout much of the home, complemented by carpeting in two bedrooms. Need a home office, guest accommodations, or extra room for family? The flexible floor plan includes a private office or guest bedroom with a convenient Murphy bed, along with a rear addition featuring a cozy fireplace and half bath that can serve as a fourth bedroom, additional living area, or private retreat. Outdoor living and convenience continue with a circular driveway providing additional parking, a 1.5-car garage, and a separate golf cart garage. A remote-controlled garage screen adds comfort and ventilation, while a water filtration system provides an added everyday convenience. The bond is PAID, offering another valuable advantage for the next owner. Ideally situated near the Savannah Center and Southern Trace Shopping Plaza, with convenient access to shopping, dining, golf, recreation, and entertainment throughout The Villages, this home offers a wonderful opportunity to enjoy an active lifestyle while savoring the privacy and natural beauty of a preserve-fronting backyard. Come experience the space, flexibility, and peaceful setting that make this Santiago home a unique place to call home!

1230 Carvello Drive, The Villages
954 Barrymoore Loop, The Villages
$345,000
3 Beds ⋅ 2 Baths ⋅ The Villages SubDv. ⋅ 32162 Zip Code
NO BOND! Welcome home to this lovely 3/2 Amarillo model located in The Village of Ashland. From the moment you arrive, you’ll notice the American flag, inviting curb appeal, pavered driveway and walkway, and charming front patio, the perfect spot to enjoy your morning coffee. Inside, you’ll find laminate flooring throughout the main living areas with ceramic tile in the wet areas, vaulted ceilings, and plantation shutters throughout the home. The spacious living room features a mounted 65" TV that is included with the home. The dining area has sliders leading to the enclosed lanai, complete with a portable AC, plantation shutter sliders, and a door leading to the rear patio. The patio provides a great space for grilling, relaxing, or enjoying the Florida sunshine. The kitchen offers high-definition laminate countertops, oak cabinetry, backsplash, a newer stainless steel refrigerator, white appliances, and convenient pullouts. The large island provides plenty of room for barstools and makes entertaining easy. A window over the kitchen sink looks out toward the backyard. The primary suite offers a walk-in closet and ensuite bath with a large textured marble vanity with dual faucets, beautifully updated step-in shower, bidet, and linen closet. The split floor plan provides privacy, with both guest bedrooms located on the opposite side of the home. Each guest bedroom features built-in closets, and one includes a built-in wall safe that stays with the home. The front-facing guest bedroom is currently being used as an office. Ceiling fans are located in all bedrooms. The guest bath features a tub and shower combination along with a linen closet. The indoor laundry room includes a washer and dryer, cabinets for storage, and a built-in pantry area. The laundry room provides access to the two-car garage, which features a newer mini-split AC, pull-down attic access, RainSoft water filtration system, and additional cabinets and shelving that will remain with the home. Enjoy a convenient location just minutes from Lake Sumter Landing, with shopping, dining, entertainment, and everyday conveniences nearby. Lake Miona Park is also close by and offers outdoor fitness equipment, a boat ramp, fishing pier, picnic tables, and more. Roof 2020, HVAC 2014, Water Heater 2015. Taxes $888.16, Fire $320.71, Maintenance $368.53. BOND IS PAID!

954 Barrymoore Loop, The Villages
2399 Cr 423, Lake Panasoffkee
$220,000
3 Beds ⋅ 2 Baths ⋅ Indian Estates SubDv. ⋅ 33538 Zip Code
SELLER PAYING $10,000.00 IN RATE BUY DOWN CREDITS Discover the perfect combination of modern finishes, thoughtful design, and convenient Central Florida living! Welcome to this beautifully designed, BRAND NEW 3-bedroom, 2-bathroom home offering 1,050 square feet of stylish living space in the Indian Estates community of Lake Panasoffkee, Florida. From the moment you arrive, you’ll appreciate the home’s charming modern farmhouse-inspired exterior, crisp white siding, contrasting dark accents, and welcoming curb appeal. Step inside to discover a bright, inviting interior featuring luxury vinyl plank flooring throughout, a neutral color palette, modern fixtures, recessed lighting, and sleek black ceiling fans. The heart of the home is the beautifully appointed kitchen, showcasing crisp white shaker-style cabinetry, elegant countertops, stainless steel appliances, abundant cabinet space, and a spacious center island perfect for meal preparation, casual dining, and entertaining. The open-concept layout creates a comfortable flow between the kitchen and living areas, making the most of every square foot. The thoughtfully designed floor plan offers three comfortable bedrooms and two beautifully finished bathrooms. The primary suite features a private bathroom complete with a spacious walk-in shower, stunning floor-to-ceiling marble-look tile, and a modern vanity. The additional bathroom offers a full bathtub and shower combination with coordinating tile finishes. Both bathrooms feature contemporary fixtures and stylish details. Large windows throughout the home welcome abundant natural light, creating an open and airy atmosphere. Sliding glass doors provide convenient access to the backyard, offering opportunities to create your own outdoor retreat. Outside, enjoy the spacious yard, mature trees throughout the surrounding area, and the peaceful charm of Central Florida living. LOCATION, LOCATION, LOCATION! Situated in Indian Estates in Lake Panasoffkee, this property offers a quieter residential setting while keeping you conveniently connected to the area’s rapidly growing destinations. Enjoy easy access to The Villages, the new Middleton Charter School campus, Wildwood’s expanding shopping and dining options, and nearby recreational opportunities. With convenient access to Interstate 75 and Florida’s Turnpike, commuting to Ocala, Tampa, Orlando, and surrounding Central Florida destinations is a breeze. Whether you’re searching for your first home, looking to downsize without sacrificing modern conveniences, or seeking a brand-new property with contemporary finishes, this home delivers exceptional appeal. Why settle for an older home when you can enjoy the beauty, comfort, and convenience of BRAND NEW CONSTRUCTION? Schedule your private showing today and discover everything this beautiful Indian Estates home has to offer!

2399 Cr 423, Lake Panasoffkee
2531 Cr 546a, Bushnell
$365,000
3 Beds ⋅ 2 Baths ⋅ 1004 SubDv. ⋅ 33513 Zip Code
Discover the privacy, beauty, and possibilities of this 6.88-acre country property, ideally located just 15 minutes from The Villages/Middleton and Bushnell. The property is a rare combination of gorgeous mature grandfather oaks, open pasture, useful outbuildings, and a peaceful rural setting—while still being conveniently located to nearby shopping, dining, and amenities. The property features more than 40 beautiful mature oak trees, creating a picturesque natural setting with plenty of shade and character. Open pasture areas provide room for animals, gardening, recreation, or simply enjoying the peaceful surroundings. A 2002 single-wide manufactured home offers approximately 980 square feet, with 3 bedrooms and 2 bathrooms. The home has a metal roof and offers an opportunity for someone looking for a country property, weekend retreat, or homestead. This home sits in its original location since 2002. Outdoor improvements make this property especially versatile. A stocked pond is home to catfish, bream, and turtles, providing a relaxing spot to enjoy the outdoors. A 10' x 12' chicken coop is already in place, with chickens included with the property. For storage, hobbies, equipment, animals, or workshop space, there are multiple substantial outbuildings: 20' x 35' barn/workshop with a new metal roof, 115V and 220V electrical service, and lighting 10' x 32' barn/tack room with a new metal roof, 115V and 220V electrical service, and lighting 10' x 20' Smith-built storage shed, which needs some repairs Additional property improvements include a well and bladder tank replaced approximately three years ago. The septic tank was recently pumped and inspected with no reported issues. Tucked away in a private country location, this property offers the space and flexibility that's increasingly hard to find—yet you're only about 15 minutes from The Villages/Middleton and Bushnell. Whether you're looking for a small farm, homestead, hobby property, country getaway, or a place with room for animals and projects, this 6.88-acre property offers tremendous potential. Come enjoy the granddaddy oaks, open pasture, stocked pond, and peaceful country lifestyle—while staying conveniently close to everything you need.

2531 Cr 546a, Bushnell
9399 Wildlight Trail, Wildwood
$415,370
3 Beds ⋅ 3 Baths ⋅ Highfield At Twisted Oaks Ph 3 SubDv. ⋅ 34785 Zip Code
Under Construction. Pulte Homes is Selling in Twisted Oaks! Enjoy all the benefits of a new construction home in the charming city of Wildwood, Florida, just 2 miles west of The Villages! This new home community offers a resort-style pool with an open cabana, playground, green space, and dog park. One of our most popular floor plans, the Medina offers a thoughtfully designed open-concept layout with upgraded finishes throughout. The gourmet kitchen is the heart of the home, featuring a spacious center island with a large single-bowl sink, stylish white cabinetry, 3cm quartz countertops, a 3”x6” white herringbone tile backsplash, and Whirlpool stainless steel appliances, including a dishwasher, microwave, and range. The bathrooms continue the upscale design with matching white cabinetry, quartz countertops, and comfort-height commodes. The Owner’s Bath features dual sinks and a spacious walk-in shower with a heavy-glass door. Luxury vinyl plank flooring extends throughout the main living areas and bedrooms, while elegant 22”x22” tile enhances the bathrooms and laundry room. Designed for both comfort and functionality, this home includes an enclosed flex room, convenient laundry room, additional HVAC closet storage, and a covered lanai with a screen enclosure—perfect for enjoying the outdoors. The 2-car garage is finished with durable epoxy flooring. Additional upgrades include LED downlights, a floor outlet in the gathering room, kitchen pendant prewiring, and a Smart Home technology package with video doorbell. Enjoy peace of mind with Pulte’s transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we’re currently offering limited-time incentives and below-market rates!

9399 Wildlight Trail, Wildwood
9124 Wildlight Trail, Wildwood
$300,330
4 Beds ⋅ 2 Baths ⋅ Highfield At Twisted Oaks SubDv. ⋅ 34785 Zip Code
You will be delighted with this a spacious open plan. Key features include 9’4” ceilings, a kitchen with ample cabinetry with 42” upper cabinets for extra storage, a spacious island with sink, quartz countertops and stainless steel appliances. Retreat to the private master suite featuring dual vanities and a large walk-in closet. You have the option to transform a bedroom into a den featuring French doors. Every home comes with a SMART home technology package.

9124 Wildlight Trail, Wildwood
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